标签归档：西安品茶论坛

A number of domestic beauty brands listed companies exceeded expectations.

　　Domestic beauty brands are on the rise, gradually occupying the market share of international cosmetics in China, which is expected to achieve a breakthrough from catching up to surpassing.

　　Recently, A-share cosmetics listed companies have successively disclosed the 2023 performance forecast. Under the background of consumption recovery, many companies, including Freda, Marubi, Shuiyang and Kesi, expect net profit to increase year-on-year.

　　The performance of subdivided tracks is beautiful

　　Marubi, a veteran domestic beauty company, released a performance forecast saying that the company expects to achieve a net profit of 300 million yuan to 330 million yuan in 2023, an increase of 72% to 89% year-on-year; The net profit after deduction was 220 million yuan to 250 million yuan, a year-on-year increase of 62% to 84%.

　　The company said that it is actively promoting the transformation of online channels. Among them, the content e-commerce of Marumi brand represented by Tik Tok Aauto Quicker increased by over 100%, and the second brand PL Love Fire increased by over 100%. In addition, the company firmly divides channels and products, implements the strategy of "big mind and single product", optimizes product structure, and reduces costs and improves efficiency.

　　The single product strategy and the promotion of online channels are the reasons why most domestic cosmetics listed companies achieved performance growth last year.

　　According to the data of Youth Intelligence, in 2023, the growth rate of platform cosmetics sales in Tik Tok was 47%, and that in Aauto Quicker was 69.7%. This feature is also reflected in the performance forecasts of many companies.

　　Shuiyang shares are expected to achieve a net profit of 280 million yuan to 320 million yuan in 2023, a year-on-year increase of 124% to 156%; The non-net profit deducted was 260 million yuan to 300 million yuan, up 169% to 210% year-on-year. The company owns its own brands: Effidan, Dashuidi and Royal Mud Workshop, and its agency brand business is also deeply bound with Johnson & Johnson.

　　Shuiyang Co., Ltd. said that during the reporting period, the multi-level brand matrix system of the company’s own brands was further improved, brand assets continued to precipitate, the agency brand business entered a benign track, the overall business and product structure were further optimized, and the proportion of high-margin brands continued to rise.

　　Freda is expected to achieve a net profit of 260 million yuan to 290 million yuan in 2023, an increase of 472% to 538% year-on-year; The non-net profit deducted was 116 million yuan to 146 million yuan, up 98% to 150% year-on-year.

　　After divesting the real estate development business, Freda has continuously empowered its core business development by relying on the strength of scientific research and development and the advantages of multi-brand omni-channel development. The company said that during the reporting period, the cosmetics business continued to build a brand matrix, broaden sales channels and achieve sustained and steady growth.

　　On the raw material side, Kesi, a leading sunscreen company, expects the net profit of returning to the mother in 2023 to be 720 million yuan to 760 million yuan, up 85.50% to 95.80% year-on-year.

　　During the reporting period, with the steady improvement of the market position of KES and the continuous growth of the market demand for sunscreen products, as well as the improvement of the company’s overall capacity utilization rate and the rapid release of new product capacity represented by new sunscreen agents, it helped the company to improve its main business income and gross profit margin. According to reports, in the future, the company will also invest in the construction of "10,000 tons of sunscreen products in Malaysia" to expand market demand in Asia-Pacific, Europe and other regions.

　　The medical and beauty sector also showed signs of recovery. Aimeike expects to achieve a net profit of 1.81 billion yuan to 1.9 billion yuan in 2023, a year-on-year increase of 43% to 50%; The non-net profit was 1.782 billion yuan to 1.872 billion yuan, a year-on-year increase of 49% to 56%.

　　Aimeike said that the company actively pays attention to market changes, provides high-quality services for downstream medical and beauty institutions at the academic and operational ends, better meets the needs of beauty seekers and enhances the depth of cooperation with customers. At the same time, through the distribution model, we will further expand the number of institutions covered by the company’s products and enhance the breadth of cooperation with customers. The company continues to increase investment in research and development expenses and do a good job in the research and development of pipeline products.

　　According to the performance forecast released by Jinbo Bio, the company’s net profit for returning to its mother in 2023 is expected to be 280 million yuan to 300 million yuan, up 156.47% year-on-year to 174.79%. The main reason for the increase in performance is that the company continues to increase R&D investment, actively develops new products and product upgrades, and strives to increase brand promotion and market development.

　　Constructing core competitiveness with high quality

　　Some people in the industry told reporters that scientific research is still the core issue. With the upgrading of consumer demand and the trend of rational consumption, cosmetics brands began to "roll" research and development, "roll" technology, "roll" ingredients and "roll" raw materials.

　　High-quality domestic brands sold well last year, mainly because they gradually gained the trust and recognition of consumers in terms of quality and safety, and their market competitiveness was constantly enhanced. At the same time, consumers’ rational consumption awareness was enhanced, and domestic brands with high cost performance and good use experience became the preferred choice.

　　In addition, the domestic beauty care brand has also broken the traditional operation mode and made bold innovations and attempts in marketing, attracting more young consumers. With the continuous improvement of the product strength and research and development strength of domestic beauty brands, its rising trend is expected to continue.

　　Caixin Securities Research Report pointed out that in the long run, with the gradual recovery of consumption, domestic brands continue to consolidate their brand potential and adjust their marketing strategies in time. Domestic brands with solid R&D functions, strong marketing capabilities and multi-brand matrices are expected to rise further.

　　It is worth noting that the market space for domestic beauty products to expand is still increasing. The report "Insight into the Development and Consumption of Cosmetics Market in China in 2023" shows that the market size of China’s cosmetics industry is about 516.9 billion yuan in 2023, up 6.4% year-on-year, and it is expected to increase to 579.1 billion yuan in 2025.

　　Recently, the General Office of the State Council issued the Opinions on Developing the Silver-haired Economy and Improving the Well-being of the Elderly. This is the first time that a special policy with the theme of silver-haired economy has been introduced at the national level, and it is also the first time to encourage the development of anti-aging products at the national level, which mentions promoting the research and development of cosmetic raw materials, formulation and production process design and development.

The most beautiful autumn scenery in Qingshan is about to go online! Don’t miss these beautiful scenery.

As the saying goes, the most beautiful thing in the world is clear autumn.

Cold autumn

Bleak but rich

Lonely but prosperous

Looks like a spear and shield.

But it is the ultimate interpretation of human beings.

At the beginning of October

Autumn in Qingshan came without warning.

The setting sun penetrates dimly.

Air temperature condenses osmanthus fragrance.

The breeze rippled the lake.

Even the people in the path

Have become elegant and gentle.

In Qingshan Park, although the autumn wind is wrapped in coolness, it also takes in all the osmanthus fragrance in the garden. For the reunion of this year, tourists under the tree lightly smell this refreshing fragrance, as if to keep this breath for a whole year.

It’s not just tourists who are immersed in the autumn atmosphere. Daijiahu Park is also amazed by its own flowers and trees. On the one hand, there is romantic and dreamy pink grass, and on the other hand, there is wild but savage Pennisetum, plus patches of yellowish already hanging on the treetops. This kind of come and go with every season’s seasonal limited beauty has to make people feel the magic of nature.

Sunflower sea+wind blowing fragrant rice, the autumn of Qingshan can also have the joy of "bumper harvest" On the roadside of Jianshe No.10 Road near Linjiang Avenue, sunflowers were planted in an open space of nearly 10,000 square meters. Sunflowers blossomed in the sun, and at first glance, they felt the smell of sunshine.

Unexpectedly, a large area of grain was planted next door to the sunflower, and the heavy ears of grain bent the branches in late autumn, as if telling pedestrians their joy. Walking in, a deep homesickness arises spontaneously, and this autumn harvest joy should be shared with everyone.

In addition, the golden autumn in October.

Of course, the trees are full of golden yellow and the layers of forests are completely dyed.

Every autumn leaf is a kind of scenery.

A big wave of the most beautiful scenery is about to go online.

Guide to leaf viewing in Castle PeakPlease collect it in advance.

Punch in one by one

Yinxing

Viewing place:Chaoyang Street, Friendship Avenue (Luojiagang Section of Sangong Road), Jianshe Sixth Road, and various parks.

△//Ginkgo biloba leaves like duck feet.

Ginkgo biloba, a specialty of China, has existed on the earth for 200 million years and is known as the giant panda in the plant kingdom. In ancient times, the working people called it duck’s feet. In the Song Dynasty, duck’s feet became a tribute, so it was changed to the current foreign name. Ginkgo biloba fruit can be eaten, but not greedy.

soapberry

Viewing place:Jianshe No.10 Road, Suizhou Street, Gongye No.1 Road, Peace Park, Nangan Canal Garden and Daijiahu Park.

△//Have you ever picked the soapy fruit?

Li Shizhen recorded in Compendium of Materia Medica that "Sapindus mukoraiensis can be used to wash hair and whiten and remove spots", and Bawang shampoo has a special oil control fund for Sapindus mukoraiensis.

Huangwa

Viewing place:Daokouhu park

Cotinus coggygria (red leaves in Xiangshan) is highly sought after in autumn, and the misty pale pink flowers in early summer are also lovable, so it has a dreamy nickname, the smoke tree.

Wuyan

Viewing place:Construction of No.10 Road, Peace Park, Nangan Canal Garden, Daijiahu Park, Qingshan Park and Baiyu Park.

△//The white fruit on the branches of Sapium sebiferum makes the colorful leaves more fresh.

The leaves are diamond-shaped, and it is tallow. Sapium sebiferum with colorful leaves is a favorite of young artists, and it has been seen in the works of Lu You, Li Yu, Lu Xun and Yu Dafu.

Acer henryi

Viewing place:All parks

△//Acer henryi with leaves like chicken feet.

Acer henryi, the most common red leaf in Japan, was also used as a parenting tool by ancient Japanese parents to teach children to learn to count because its leaves have 5~9 tips.

Luanshu

Viewing place:Gongye Road, Sangong Road and various parks

△//The fruit on the Luan tree is like a lantern. Although it begins to wither, it still looks good.

Luan tree blooms yellow flowers in summer and bears red fruits in autumn. Although it is yellow now, it still looks good. In addition, besides lantern tree, it is also called black leaf tree, because the leaves of Luan tree and white cloth can be boiled together to dye the cloth black.

Chinese tulip tree

Viewing place:Peace Park, Castle Peak Park

△//The leaves are just like yellow jackets.

Flowers are large and beautiful, with golden leaves in autumn, like yellow jackets. They are precious street trees and garden ornamental trees, and can be shaded quickly after planting.

Have you made up your plan for viewing the green hills and leaves?

So many landscapes

Waiting for you by destiny.

Produced by: Qingshan District Media Center, Propaganda Department of CPC Qingshan District Committee

Reporting/feedback

Hometown is also home! Construction workers of Universiade venues stay in Rong for the New Year’s feast to warm their stomachs and hearts.

Love Chengdu and welcome the Universiade! In August this year, the 31st Summer Universiade will be held in Chengdu. On the occasion of the Spring Festival, the Red Star News Universiade Channel will be specially launched."Happy New Year, New Fashion of Universiade"A series of reports tell the stories of Chengdu citizens, college athletes, Universiade venue builders and Universiade volunteers and other people from all walks of life preparing for the Universiade, convey the ardent expectations of people from all walks of life to "love Chengdu and welcome the Universiade", and present the influence of the Universiade on the healthy sports lifestyle of Chengdu citizens …
This year is over tonight, and it will be urged next year and tomorrow. On New Year’s Eve, the construction sites of the Universiade venues are still in full swing. In response to the government’s initiative, many Universiade venues, including Donganhu Sports Park and Fenghuangshan Sports Park, have a large number of workers sticking to the front line of construction and production, and struggling to write a "Universiade chapter" for a happy and beautiful life.
Under the premise of strictly implementing the requirements for the prevention and control of epidemic normalization, everyone got together for the New Year’s Eve while ensuring the construction progress. The hot reunion dinner symbolizes everyone’s expectation for the New Year. The workers showed their talents at the scene of the group year, handwritten Spring Festival couplets, song and dance performances and a series of activities, so that they stuck to the front line and spent a "reunion and happiness year" together!
Write couplets to congratulate the Spring Festival.
Make dumplings to welcome the new year.
More than 50 workers and project managers have been busy since the early morning of New Year’s Eve in the construction site of China Construction Third Bureau in Donganhu Sports Park in Longquanyi District, Chengdu. The reporter of Red Star News Universiade Channel saw at the scene that all the workers were sitting around the canteen, including jiaozi, to welcome the New Year, except the frontline workers who were writing couplets on the construction site. According to Luo Shuang, deputy secretary of the Party branch of Dongan Lake Sports Park, there are 500 workers staying at work during the Spring Festival, of whom more than 300 are workers from other provinces and cities. "We organize everyone to have a reunion dinner at noon on New Year’s Eve, which is to hope that everyone can have a reunion, celebration and peaceful Spring Festival in Chengdu."
Junjie Chen
Chen Junjie, from Hubei Province, is a project safety officer. He has been stationed in the construction site of Donganhu Sports Park for more than a year, and he stayed in Chengdu for the holidays this year. Facing the camera, Chen Junjie said that he had gained a lot in this year: "From the time I first came to the construction site, it was basically in the infrastructure stage. Now, through the efforts of all the workers, we have built such a beautiful venue, and we are very proud and full of sense of accomplishment."
On New Year’s Eve, Chen Junjie wrote couplets and blessings for everyone, and every stroke devoted his expectation and blessing to the New Year. "Influenced by my father, I like to write calligraphy since I was a child, and calligraphy can be said to be my greatest hobby," Chen Junjie said. "In Chengdu for the New Year, the project is very lively. Although everyone has no time to go back to accompany their families, we have long been a family. Being able to happily welcome the arrival of the Year of the Ox together can also feel happiness and joy. "
Pack jiaozi together.
During the Spring Festival of the project, Luo Shuang told reporters: "At noon on New Year’s Eve, all the workers left behind in the project will come to pack jiaozi and let them eat hot Universiade dumplings. I hope everyone can feel the warmth of home in Chengdu and at the site of Universiade construction." CCTV News also broadcast live the group year activities at noon on New Year’s Eve of the Three Pavilions Project of Donganhu Sports Park of China Construction Third Bureau. Everyone also sent their sincere wishes to relatives and friends far away from home through the lens.
A sumptuous meal+a wonderful party
Chengdu feels at ease during the holidays.
In 2020, Chengdu will promote the construction of "three cities and three capitals" with high standards, and the strong and orderly preparations for the Universiade show the determination and fighting spirit of the land of abundance to create a world famous sports city. As one of the core venues of this year’s Chengdu Universiade, the ice basketball stadium of Phoenix Mountain Sports Park will host basketball games, when citizens and friends can enjoy the elegance of college athletes from all over the world in this "NBA-level" venue at home. During the Spring Festival, more than 1,000 workers will stay in Phoenix Mountain Sports Park to continue to ensure the construction progress of the project.
The relevant person in charge distributed condolences to workers.
On New Year’s Eve, as a time of family reunion, a sumptuous meal and a wonderful party are the standard for everyone. Although the opportunity to spend the holidays with family members was given up because of the left-behind project, the workers on the Phoenix Mountain Sports Park project of China Construction Eighth Bureau stayed with each other on New Year’s Eve, enjoyed a sumptuous meal and greeted the arrival of the zero-o-clock bell while watching the Spring Festival Evening. According to the person in charge of Phoenix Mountain Sports Park Project of China Construction Eighth Bureau, Chengdu and China Construction Eighth Bureau are very concerned about the workers. "Many condolence activities were organized years ago, and I hope all the workers and friends can have a safe and comfortable Spring Festival in Chengdu."
According to the overall strategic plan of the Municipal Party Committee to build "three cities and three capitals", Phoenix Mountain Sports Park will be built into a world-class venue with the ability to undertake top international events and top domestic leagues, and meet the multi-functional needs of youth professional training, sports exchanges, commercial performances, large-scale variety shows, etc., and develop into a top international event center, sports professional training center, sports cultural exchange center and sports industry development center. It can be said that this new sports park bears the dream of building Chengdu into a famous sports city, which will enrich the spiritual and cultural life of Chengdu citizens. The person in charge of Fenghuangshan Sports Park Project of China Construction Eighth Bureau told the reporter: "All our workers will also work overtime during the Spring Festival. On the premise of ensuring strict implementation of epidemic prevention and control requirements, we will strive to ensure the construction period and strive to contribute the greatest strength to the Chengdu Universiade!"
A sumptuous New Year’s Eve dinner
Shi Dexiang is one of the builders of Phoenix Mountain Sports Park. On New Year’s Eve, she sat in front of the TV with other workers after a rich reunion dinner and watched the Spring Festival party in the New Year. "My favorite is Yun-peng Yue, and I usually listen to his cross talk to relax during the break. Although 2020 is busy in engineering, I am still full of expectations when I think of August 2021 when I can see the sun birds flying high in our Phoenix Mountain Sports Park! I hope I can come here again as an audience at that time. If I can see China athletes performing well here, it will be even better! "
Red Star Journalist He Pengnan Pei Han Photojournalist Zhang Zhi
Editor Li Jie
(Download Red Star News, and get a prize! )
Reporting/feedback

How far are you from heatstroke in the collective sauna mode of Shanghainese today？

Shanghai Central Meteorological Observatory issued a yellow warning signal of high temperature at 08: 20 on July 8, 2022: Due to the influence of subtropical high, the temperature in this city is rising rapidly at present. It is estimated that the highest temperature in this city will exceed 35℃ today. Please do a good job in heatstroke prevention and cooling.

Current temperature

High temperature warning

—— Pay attention to heatstroke during the hot summer—

"Mid-summer"

Heatstroke is the thermal damage of the body caused by the accumulation of heat in the body when the individual exposed to the high temperature and high humidity environment (or the environment temperature is not high but there are heat dissipation obstacles) produces more heat than heat dissipation. The heat dissipation modes of the machine body include conduction, convection, radiation and evaporation. When the way of heat production and heat dissipation is balanced, the body temperature can be kept normal and stable; When heat production is greater than heat dissipation, the accumulation of heat in the body leads to the increase of core temperature and excessive sweat loss, which can lead to heatstroke. Core temperature change = body heat generation-(conduction heat dissipation+radiation heat dissipation+convection heat dissipation+evaporation heat dissipation) What kind of heat dissipation form the human body takes mainly depends on environmental conditions. Conduction, radiation and convection require a temperature difference between the skin and the environment. When the ambient temperature approaches or exceeds the skin temperature, evaporation is the only way to dissipate heat, and the amount of sweating increases obviously, which is prone to heatstroke. High humidity environment affects sweat evaporation and heat dissipation, which is also one of the reasons for heat accumulation in the body. When all four heat dissipation methods are affected, heatstroke is easy to occur.

one

Dear teammates, do you know anything about heatstroke?

Heatstroke is usually divided into premonitory heatstroke, mild heatstroke and severe heatstroke, among which severe heatstroke can be divided into heat spasm, heat exhaustion and heatstroke.

According to the diagnostic criteria of heatstroke, it was graded from three aspects: core temperature, consciousness change and clinical manifestations.

Mild heatstroke: that is, threatened heatstroke in the previous definition. Only the above symptoms of heatstroke, normal or slightly increased core temperature (< 38℃), no new disturbance of consciousness, no organ damage.

Moderate heatstroke: heat exhaustion. There is decompensation of organ dysfunction, and it can not meet the diagnostic criteria of heat stroke. It is often characterized by manifestations of insufficient blood volume, such as cold and wet skin, pale face, obviously increased heart rate, decreased blood pressure, oliguria, etc. You may have syncope, but you will regain consciousness within a few minutes without obvious neurological damage (GCS score = 15). Core body temperature increased (≥38℃, < 40℃).

Severe heatstroke: that is, heatstroke. After exposure to high temperature (high humidity) environment and/or strenuous exercise for a certain period of time, any of the following clinical manifestations appears, which cannot be explained by other reasons: ① central nervous system damage (such as coma, general convulsion, delirium, abnormal behavior, etc., GCS score ≤ 14); ② Core temperature ≥ 40℃; (3) multiple organ (≥2) dysfunction (liver, kidney, rhabdomyosis, gastrointestinal, circulatory and respiratory dysfunction, etc.); ④ Severe coagulation dysfunction or disseminated intravascular coagulation (DIC).

2

How should we deal with heatstroke?

1. Immediately terminate the training;

2. Move to a ventilated and cool place to rest;

3. Help heatstroke comrades to take off their equipment and coats, fan and sprinkle water for him to promote heat dissipation;

4. Drink 500-1000ml； of light salt water;

5. In the wild, you can use the surrounding trees and terrain to shade the sun, use your own kettle to get water, and even help your teammates immerse themselves in the water to cool down (avoid immersing your head in the water to avoid respiratory obstruction);

6. When the symptoms of heatstroke are still not improved after rest and drinking water, you should immediately ask the health personnel for help.

three

How to effectively prevent heatstroke in summer training?

Before training: half an hour before training, 200 -500ml； of boiled water or mineral water can be taken orally;

Training: In case of high temperature weather, sweating more, thirst, less urine and dark urine, light salt water should be replenished in time. Especially when there is weakness, numbness of hands and feet, dizziness, muscle spasm of limbs, etc., normal saline should be added immediately, or water and pickles should be added;

After training: add brackish water, pickles and slightly salty soup in time.

four

"Hot acclimatization" training, find out.

Thermal acclimatization is a special training to adapt to high temperature and high humidity environment based on physical training, which should be carried out every year before entering summer (mid-April), especially when the local temperature suddenly rises.

The temperature of thermal acclimation environment should be higher than 30℃. If the temperature is not enough, local high temperature environment can be created by increasing clothes. Thermal acclimatization requires continuous training for 10-15 days, 1.5-2 hours a day, and the exercise time can be reached in several times, but each time it should not be less than 50 minutes.

Training can be carried out through various forms of aerobic exercise, such as long-distance running, basketball, football and other ball games, with or without load training, etc. Training must reach a certain intensity, such as heart rate reaching 130-150 beats/min, sweating, etc.

After heat acclimatization training, the body’s body temperature regulation and organ protection ability can be greatly enhanced.

five

Choose a scientific and reasonable training opportunity

Personal factors: Know your physical condition before training and do what you can. Especially for those who are not systematic in early training, have fever, diarrhea, stay up late, etc., we must scientifically allocate physical fitness and make a reasonable plan.

Environmental factors: evaluate the environment before training. The meteorological threshold of heatstroke is daily average temperature > 30℃ or relative humidity > 73%. When the conditions of temperature and humidity coexist or one of them increases obviously, the incidence of heatstroke increases. When the daily maximum temperature is ≥37℃, the number of people suffering from heatstroke increases sharply.

Training factors: When the environment is hot and humid, when the probability of heatstroke increases, the training intensity should be adjusted reasonably, and comfortable and breathable clothes should be worn during training, and the rest time should be arranged reasonably before and after training. When arranging training, we should pay attention to strengthening medical support, carrying heatstroke prevention and cooling drugs, oral rehydration salts, commonly used injections and drugs, and carrying ice packs, thermometers and pulse oximeters for monitoring.

six

Tips of "Cool" for heatstroke prevention and cooling in summer.

Heatstroke is very common in the training of fire fighting in summer. It looks like a minor illness, but it also hides a big hidden danger. You must not take it lightly. In addition to the series of related knowledge mentioned above, I have a little hint:

Teammates can’t simply drink a lot of mineral water or pure water after training, so they must pay attention to the supplement of electrolytes.

Because a lot of sweating will cause a lot of electrolyte loss, simple hydration will cause low potassium and sodium, which will cause weakness, numbness of hands and feet, and in severe cases, heat spasm, coma, and even cardiac arrest, so timely supplementation of light salt water is the best choice.

Original title: "Today’s Shanghainese collective" sauna "mode, how far are you from heatstroke? 》

It is planned to broaden the channels for using insurance funds： stocks, funds, real estate, etc.


　　Perspective on the amendment of insurance law: broadening the channels for the use of insurance funds


　　Xinhuanet Beijing, August 25th (Reporter Mao Xiaomei, Wu Jingjing) China’s current insurance law stipulates that the use of insurance funds is relatively narrow. However, in recent years, with the increasing scale of the insurance market, the rapid accumulation of insurance funds has become a bottleneck for the development of the insurance industry because of the narrow channels of application and the difficulty of maintaining and increasing value.


　　Wu Dingfu, chairman of the China Insurance Regulatory Commission, explained the revised draft of the Insurance Law at the fourth meeting of the 11th the National People’s Congress Standing Committee (NPCSC) on 25th, saying that the revised draft appropriately broadened the channels for the use of insurance funds, considering that the use of insurance funds should not only meet the needs of industry and economic development, but also take into account the principles of safety and stability. For example, the "buying and selling government bonds and financial bonds" stipulated in the current insurance law is revised to "buying and selling bonds, stocks, securities investment funds and other securities"; It is added that insurance funds can be invested in real estate.


　　In order to prevent risks in the use of insurance funds, the revised draft also authorizes the State Council insurance regulatory agencies to formulate management measures for the use of insurance funds in the form of authorization clauses, including stipulating the specific proportion of funds invested by insurance companies in a specific project to their total funds.


　　In fact, the investment of insurance funds in stocks and funds has already been broken through in practice. In recent years, according to the decision of the State Council and the actual needs of the development of the insurance industry, the China Insurance Regulatory Commission (CIRC) combined with the provisions of the current insurance law "other forms of capital utilization stipulated by the State Council", A series of regulations and normative documents, such as Interim Measures for the Administration of Insurance Companies Investing in Securities Investment Funds, Interim Measures for the Administration of Insurance Companies Investing in Corporate Bonds, Interim Provisions for the Administration of Insurance Asset Management Companies, Interim Measures for the Administration of Overseas Use of Insurance Foreign Exchange Funds, and Interim Measures for the Administration of Stock Investment of Insurance Institutional Investors, have been issued successively. While broadening the channels for the utilization of insurance funds and trying to innovate the organizational form of fund utilization, they have achieved a good balance between safety and efficiency and effectively prevented the risk of fund utilization. At present, insurance companies have become one of the most important institutional investors in the domestic capital market.


　　"The revised draft of the Insurance Law is the new investment channel approved by the State Council in recent years." Yang Huabai, director of the regulatory department of the China Insurance Regulatory Commission, told reporters.


　　As for the insurance law’s plan to "open the gate" for the first time to invest in real estate with insurance funds, the relevant person of the China Insurance Regulatory Commission said that the scale of real estate investment is large and the term is long, which is more in line with the characteristics of insurance funds pursuing long-term, valuable and steady investment. Opening this channel can give play to the capital financing function of insurance, support the national economic construction, optimize the insurance asset structure and cultivate a new profit model for the insurance industry. In practice, some insurance companies have tried to invest in developing commercial real estate.


　　Yang Huabai said that for the regulatory authorities, the implementation of any new investment policy must be based on effective prevention and control of risks. "Once the law allows investment in real estate, the CIRC will first limit the proportion of this investment in the company’s total funds in the future and formulate a specific method for real estate investment." Because the insurance industry’s investment in real estate is still unfamiliar and lacks professional experience, it is necessary to adhere to the system first and advance steadily.


　　According to the announcement, there are more than 100 Chinese and foreign insurance companies in China, and the total assets of the insurance industry are about 3 trillion yuan. In 2007, the balance of insurance funds in China reached 2.7 trillion yuan, which was 10.5 times that of 2000.


　　It is understood that in recent years, emerging insurance organizations such as cooperative insurance institutions and mutual insurance institutions have appeared in the insurance market. This revised draft adds provisions that insurance organizations in the form of mutual system and cooperative system shall be stipulated separately by laws and administrative regulations, and the provisions of this law shall apply to their insurance business activities. Thereby giving legal status to insurance organizations such as mutual system and cooperative system.


　　It is also known that the quality of insurance companies directly relates to the interests of the vast number of policyholders, insured and beneficiaries. In order to improve the quality of insurance companies, in this revision, the insurance law intends to make stricter provisions on the conditions for the establishment of insurance companies, and will clearly state the qualifications of company executives.


　　The revision of insurance law intends to improve the management of insurance intermediaries.


　　Xinhuanet Beijing, August 25th (Reporter Wu Jingjing, Mao Xiaomei) With the development of the insurance market, some new types of insurance intermediary service institutions have emerged in China, such as insurance assessment institutions, which need to be regulated by law. The revised draft of the Insurance Law, which was deliberated at the fourth session of the 11th the National People’s Congress Standing Committee (NPCSC) on 25th, further improved the management of insurance intermediaries.


　　When explaining the revised draft, Wu Dingfu, chairman of the China Insurance Regulatory Commission, said that the provisions of the current insurance law on insurance intermediaries are relatively simple, and there are some gaps in both the subject and the code of conduct.


　　According to reports, the revised draft clarifies that part-time insurance agency is an important form of insurance agency to solve the problem of unclear legal status of part-time insurance agency; It is clear that insurance assessment institutions are insurance intermediaries, and the registered capital, employees and business rules of their business scope are stipulated; Considering the characteristics of individual insurance agents, the revised draft deletes the provisions in the current insurance law that individual insurance agents should obtain insurance agency business licenses, handle industrial and commercial registration, obtain business licenses, deposit deposits or take out professional liability insurance, and only stipulates that individual insurance agents should meet the qualifications stipulated by the State Council insurance regulatory authorities and obtain qualification certificates; The legitimate business activities of individual insurance agents shall not be investigated and dealt with without a license.


　　China revises insurance law to crack down on insurance violations


　　Xinhuanet Beijing, August 25th (Reporter Wu Jingjing, Mao Xiaomei) China’s current insurance law is not perfect in terms of penalties for insurance violations, and there is a lack of penalties for some illegal acts, which makes illegal acts unable to get due sanctions. The revised draft of the Insurance Law, which was reviewed at the fourth session of the 11th the National People’s Congress Standing Committee (NPCSC) on 25th, further clarified the legal responsibilities and cracked down on insurance violations.


　　Wu Dingfu, chairman of the China Insurance Regulatory Commission, said that with the continuous development of the insurance market, on the one hand, it is necessary to provide corresponding penalties for some new insurance violations, and on the other hand, it is necessary to improve the penalties in the existing insurance law.


　　The revised draft of the insurance law has increased the punishment for new illegal acts. New illegal acts mainly include illegal appointment of directors, supervisors and senior managers; Insurance companies and their staff make false claims by means of fictitious contracts to defraud insurance money or other illegitimate interests; Lease, lend, alter or transfer the business license; Insurance companies and their staff engage in related party transactions in violation of regulations, fail to disclose information in accordance with regulations, fabricate and spread false facts, etc., which damage the business reputation of competitors and disrupt the order of the insurance market; Insurance companies and their staff misappropriate and occupy insurance premiums and use insurance intermediaries to engage in illegal acts; Insurance intermediaries conceal important information related to insurance contracts, force, induce or restrict the insured to conclude insurance contracts by improper means, and fail to pay insurance money or take out professional liability insurance in accordance with regulations; Foreign insurance institutions set up representative offices in China without approval to engage in insurance business.


　　The revised draft also increases the accountability of those responsible for illegal acts, and stipulates that insurance companies, insurance asset management companies and insurance intermediaries engage in illegal activities. In addition to punishing illegal institutions, insurance regulators can also take measures such as canceling their qualifications and implementing market bans for their directly responsible directors, supervisors and senior managers. Insurance salesmen, personal agents and employees of insurance intermediaries who violate the law can be warned, fined, their qualification certificates revoked and banned from the market.


　　In view of the actual situation of various economic sectors investing in the insurance industry, in order to prevent investors from using insurance companies as financing tools, the revised draft draws lessons from the legislation of other countries and regions, and stipulates that if an insurance company’s assets are insufficient to pay off its debts due to its illegal operation, its directors, supervisors, general manager and deputy general manager responsible for deciding the business shall be jointly and severally liable to the company’s creditors.


　　On the basis of the current insurance law, the revised draft increases the restrictions on the administrative behavior of insurance supervisors, and stipulates the corresponding legal responsibilities for the illegal acts of supervisors in approving institutions, approving insurance clauses and rates, conducting on-site inspections and taking compulsory measures.


　　China revises insurance law and strengthens self-discipline management of insurance industry.


　　Xinhua News Agency, Beijing, August 25th (Reporter Wu Jingjing, Mao Xiaomei) A chapter "Insurance Industry Association" was added to the revised draft of the Insurance Law, which was deliberated at the fourth session of the 11th the National People’s Congress Standing Committee (NPCSC) on August 25th, and the legal status and main responsibilities of insurance industry associations were stipulated.


　　"In order to promote the transformation of government management functions, improve insurance supervision methods and make effective use of supervision resources, we should give full play to the role of insurance industry associations as a self-regulatory organization." Wu Dingfu, chairman of China Insurance Regulatory Commission, said. The revised draft stipulates that the insurance industry association is a self-regulatory organization of the insurance industry and a social group legal person. An insurance company shall join an insurance industry association. Insurance agents, insurance brokers and insurance assessment institutions may join insurance industry associations.


　　The revised draft also stipulates the responsibilities that insurance industry associations should perform, including safeguarding the legitimate rights and interests of members in accordance with the law and reflecting the suggestions and requirements of members to insurance supervision and management institutions; To mediate disputes between members, members and policyholders, insured and beneficiaries; Members who violate the articles of association of the insurance industry association and the self-discipline rules of the industry shall be given disciplinary sanctions in accordance with the regulations. (End)


　　The amendment of insurance law intends to improve the market exit mechanism of insurance companies


　　Xinhuanet Beijing, August 25th (Reporter Wu Jingjing, Mao Xiaomei) The revised draft of the Insurance Law, which was deliberated at the fourth session of the 11th the National People’s Congress Standing Committee (NPCSC) on the 25th, further improved the market withdrawal mechanism of insurance companies.


　　The current insurance law has made some provisions on the cancellation and bankruptcy of insurance companies. In order to maintain the order of the insurance market and public interests, the revised draft, on the basis of the existing provisions, adds provisions that insurance companies have illegal operations, poor management or solvency lower than the standards set by the State Council insurance regulatory agencies. If the insurance company is not revoked, it will seriously endanger the order of the insurance market and damage the public interests. The insurance regulatory agency of the State Council will revoke it and organize a liquidation team in time to conduct liquidation according to law.


　　According to the relevant provisions of the Enterprise Bankruptcy Law, the revised draft also provides for special matters concerning the bankruptcy of insurance companies, mainly including: stipulating that the State Council insurance regulatory agencies can apply to the people’s court for reorganization or bankruptcy liquidation of insurance companies; The order of debt settlement in bankruptcy liquidation of insurance companies is further clarified.

Editor: Meng Xu

Promote the stable and healthy development of the real estate market (Rui Finance)

A few days ago, the relocated residents in Nantingfang Community, Changqing Street, Baohe District, Hefei City, Anhui Province, welcomed the resettlement houses, and they will start a new life in a modern community with complete facilities. According to reports, the community can accommodate 2533 sets of houses this time. Xinhua News Agency reporter Liu Junxi photo
Reasonably adjust the scope of purchase restriction, increase the amount of provident fund loans, optimize the use of existing real estate land, and revitalize the existing parking spaces of development projects … Since the beginning of this year, many places across the country have continuously optimized and adjusted the property market regulation policies to further support the rigid and improved housing demand and promote the stable and healthy development of the real estate market.
With the long-term mechanism of real estate taking root and the stable operation of the real estate market, the positioning of "the house is for living, not for speculation" has further become a social consensus.
Downward trend needs attention.
The real estate industry is large in scale, long in chain and wide in scope, and plays a decisive role in the national economy. Since the beginning of this year, the national real estate market has been generally stable, but the downward trend also needs great attention. Statistics from the National Bureau of Statistics show that from January to April this year, the national fixed asset investment (excluding farmers) was 15,354.4 billion yuan, up 6.8% year-on-year. Among them, investment in real estate development decreased by 2.7%. From January to April, the sales area of commercial housing nationwide was 397.68 million square meters, down 20.9% year-on-year.
Sheng Guoqing, chief statistician of the Urban Department of the National Bureau of Statistics, said that in April, among 70 large and medium-sized cities, the number of cities where the sales price of commercial housing decreased increased, and the sales price of commercial housing in first, second and third tier cities showed a downward trend on the whole and continued to decline year-on-year.
From the ring comparison, the sales price of commercial housing in first-tier cities increased slightly, while that in second-and third-tier cities decreased. In April, the sales price of new commercial housing in first-tier cities rose by 0.2% month-on-month, and the growth rate dropped by 0.1 percentage point from last month. The sales price of second-hand houses rose by 0.4% month-on-month, the same as last month. From a year-on-year perspective, the year-on-year increase or decrease in the sales price of commercial housing in first, second and third tier cities dropped or expanded. In April, among 70 large and medium-sized cities, the sales prices of newly-built commercial housing and second-hand housing decreased year-on-year, respectively, in 39 and 56 cities, increasing by 10 and 9 respectively from last month.
Relevant experts believe that from the year-on-year changes in house prices, the number of cities with falling house prices has an increasing trend, and the confidence of buyers has yet to be restored.
Since April, the property market regulation policies have been released in many places. Among them are Zhengzhou, Lanzhou, Fuzhou, Changsha, Nanjing, Suzhou and other large and medium-sized cities, as well as many third-and fourth-tier cities. Its control measures mainly focus on supporting rigid and improved housing demand and boosting housing consumption.
Liu Lin, a researcher at China Macroeconomic Research Institute, believes that while keeping the risk bottom line, all localities should make appropriate adjustments to the previous contractive control policies to better support the first set of rigid housing demand and reasonable improvement demand, and encourage new citizens, young people and other groups to make housing consumption.
Actively encourage self-occupation demand
Facing the new situation and new challenges, the central and local departments concerned have taken a series of concrete measures to support the first set of rigid demand for house purchase, reasonable demand for improvement, and demand for rental housing.
On May 15th, the People’s Bank of China and China Banking and Insurance Regulatory Commission issued relevant notices to adjust the differentiated housing credit policy. Among them, for households who purchase ordinary self-occupied housing by loans, the lower limit of the interest rate of the first set of commercial personal housing loans is adjusted to not less than the quoted interest rate of the loan market for the corresponding period minus 20 basis points. On May 20th, the People’s Bank of China authorized the National Inter-bank Funding Center to announce the quoted interest rate (LPR) of loans over five years, which was 4.45%, a decrease of 0.15% compared with the previous one, and it has been lowered again since January 20th this year.
In Shandong, Jinan Housing Provident Fund Center issued a policy. Since May 24, the standard for identifying the first suite has been adjusted from "the family of registered employees in this city has no housing and no housing loans (including provident fund loans and commercial loans)" to "the family of registered employees in this city has no housing in this city". At the same time, the down payment ratio of the first home loan for non-registered families in this city was adjusted from 60% to 30%.
In Jiangsu and Lianyungang, the latest measures were introduced to further optimize the payment mode of bid bond for operating land. On the basis of strictly implementing the supervision system of pre-sale funds of commercial housing, we will explore ways to guarantee and release a certain amount of funds for the construction and operation of real estate projects.
"Judging from the situation in most cities, the lower limit of the first home loan interest rate in May decreased by 35 basis points compared with April, and the lower limit of the second home loan interest rate decreased by 15 basis points. This change, superimposed on the optimization measures taken by various places due to urban policies, will help reduce the cost of buyers and promote the release of just-needed and improved housing demand. " RealData market analyst Liu Lijie said.
The bottom line of "housing and not speculating" is solid.
According to the data of the Ministry of Housing and Urban-Rural Development, China is still in the stage of rapid urbanization, with more than 11 million newly employed people in cities and towns every year, which brings a lot of new housing demand. At the same time, a large number of old houses built before 2000 are small in area, poor in quality and incomplete in supporting facilities, and the demand for residents to improve their living conditions is relatively strong. All these provide favorable conditions for the real estate market to stick to the principle of stability and achieve healthy development.
Zhao Xiuchi, a researcher at the Institute of Economic and Social Development of Megacities of Capital University of Economics and Business, pointed out in an interview with this reporter that the recent fine-tuning and optimization of the credit environment and real estate regulation and control policies is due to the city’s policy of supporting rigid and improved housing demand, which is a necessary move to keep the economy running in a reasonable range, and reflects the positioning that "houses are used for living, not for speculation".
"The optimization of real estate regulation and control policies should continue to adhere to the word’ stable’ and firmly hold the bottom line of’ housing and not speculating’ while meeting reasonable needs." Zhao Xiuchi believes that we should further improve the efficiency of land and housing use and accelerate the development of the housing rental market with the guidance of meeting reasonable and self-occupied housing demand and the balance between occupation and housing as the starting point.
In the view of Feng Jun, president of China Real Estate Association, local governments can’t break away from the orientation and direction of "housing and not speculating", and they can’t use real estate as a tool and means to stimulate the economy in the short term. In the future, the key is to continue to implement a long-term real estate mechanism, maintain the continuity and stability of regulatory policies, and enhance accuracy and coordination.
Reporting/feedback

In the first half of the year, credit bonds defaulted by nearly 100 billion yuan, ranking first in the real estate industry.

　　The default situation of credit bonds continues unabated. According to Wind statistics, as of June 30, the default scale of credit bonds this year has reached 98.573 billion yuan, far exceeding the level of the same period last year. Among them, the overdue principal of bonds is 91.338 billion yuan and the overdue interest is 7.235 billion yuan.

　　Insiders interviewed by reporters said that the deterioration of default data in the first half of this year was mainly due to the risk exposure of several major entities such as HNA Group and Huaxia Happiness, which can be said to be the result of the accumulation of default risks in the previous period. Looking forward to the second half of the year, the default situation may continue, and the credit differentiation will further intensify.

　　At the same time, with the gradual normalization of bond market default, the redemption rate of bonds after default has also decreased year by year. Although private enterprises are still the main force of default, the scale of default of state-owned enterprises has increased rapidly. According to statistics, in the first half of 2021, the balance of default bonds of local state-owned enterprises totaled 36.411 billion yuan, accounting for 79% of the default amount of local state-owned enterprises’ bonds last year, which continued to impact the "belief in state-owned enterprises". Some analysts said that there have been two major trends in the default of credit bonds. First, state-owned enterprises with weak qualifications will become a breakthrough to break the just exchange; Second, the tail real estate company will accelerate the market clearing.

　　The scale of credit debt default has expanded.

　　Since the beginning of the year, credit bond defaults have occurred frequently. According to statistics, there were 13 new issuers who defaulted for the first time in the first half of the year, including 7 issuers in the first quarter and 6 issuers in the second quarter. However, this figure is down from 19 in the first half of 2020.

　　According to the analysis of CICC’s collection team, in contrast, the cumulative number of issuers who defaulted in the first half of this year and in the two quarters showed a downward trend year-on-year. The decrease in the number of issuers who defaulted was related to the greater efforts of supervision and local governments to maintain stability, and repeatedly stated that they had zero tolerance for malicious "evasion of debts", actively guaranteed bond payment and restored market confidence.

　　Although the number of new defaulting subjects has decreased, the scale of default has not decreased. According to the reporter’s statistics, as of June 30th, the number of defaults on credit bonds reached 120 this year, with a scale of 98.573 billion yuan, compared with 94 and 72.995 billion yuan in the same period last year. Among them, the overdue principal of bonds this year is 91.338 billion yuan, and the overdue interest is 7.235 billion yuan.

　　"This is mainly due to the risk exposure of several major defaulting entities, such as HNA Group and Huaxia Happiness, which is the result of the accumulation of risks in the early stage." A director of fixed income of a fund company told reporters. For example, in the first half of the year, a number of issuers of Hainan Airlines were ruled by the court to accept bankruptcy and reorganization applications, and all the surviving bonds were deemed to be due to breach of contract, which in turn pushed up the number and amount of defaulted bonds in the first half of the year.

　　Ming Ming, deputy director of CITIC Securities Research Institute, also told CBN: "The scale of default under the conventional caliber includes the subjects that have defaulted over the years. If their surviving bonds expire in the first half of 2021, they will also be included in this year’s default, resulting in large data. In particular, the defaults in the first half of this year included large bond entities such as Kangmei, Huaxia Happiness, Huaxin and Taihe, which led to a higher amount than the same period last year. "

　　Mingming also said that considering the risk of default in the first half of this year, it is usually compared with the first default of enterprises. In the first half of this year, the new default was 8.65 billion yuan, which was lower than 13.38 billion yuan in the same period last year.

　　Real estate default accounts for a large proportion

　　From the perspective of industry distribution, in the first half of this year, bond defaults were mainly concentrated in comprehensive, real estate, air transport, construction and engineering industries. Among them, the default scale of the real estate industry was 19.192 billion yuan, ranking first. Some insiders predict that the market-oriented clearing will be accelerated in the future under the background that the real estate regulation is not relaxed.

　　CICC’s collection team believes that this is because real estate development enterprises have the problems of large cash inflow and outflow, frequent policy regulation and tight refinancing as a whole, and naturally have the characteristics of high credit risk.

　　In fact, since 2018, with the marginal tightening of real estate financing and the arrival of the peak of real estate corporate bonds maturity, the default of real estate bonds has gradually been exposed. Especially since May last year, local regulatory policies have been tightened again, and the continuous financing shortage has stretched the capital chain of some real estate industries.

　　After the default of three real estate enterprises in the first half of this year, the institutions intensified their risk investigation on the real estate sector, and their attitudes tended to be cautious. "Some small and medium-sized housing enterprises have relatively high debt ratios, and the financing channels faced by the industry have narrowed, so they are prone to default." Macro analyst Zhou Maohua told reporters.

　　It is also worth mentioning that on July 12, Sichuan 100 billion-level housing enterprise Blu-ray Development Co., Ltd. also defaulted. The announcement shows that as of the end of the due date, the issuer failed to raise the full repayment funds as agreed, and "19 Blu-ray MTN001" failed to repay the principal and interest in full on schedule, which constituted a material breach of contract.

　　It is reported that the issuance scale of "19 Blu-ray MTN001" is 900 million yuan, with a term of 2 years. The interest rate of the bonds in this interest period is 7.5%, and the amount of principal and interest payable is 967.5 million yuan. The redemption date is July 11, 2021 (the actual redemption date is July 12, 2021).

　　Looking forward to the future credit bond market, many people in the industry expressed optimism. The aforementioned fixed income director of the fund company told reporters that it is expected that the credit default situation will continue in the second half of the year. After all, the credit financing environment has not been relaxed, and the policy has been tightening the review of urban investment bonds and real estate bonds. The performance of the credit market will be more differentiated, and the sinking of qualifications will be more cautious.

　　Zhou Maohua said that from the trend, domestic defaults will not rise sharply, mainly because the overall domestic monetary and credit environment remains reasonable and moderate, and accurately supports short-term weaknesses. At the same time, the economy and domestic demand are recovering steadily, the overall profit of enterprises tends to improve, and the market financing function is sound.

　　"We should treat the domestic bond market default rationally. A certain amount of bond default will help to find the market price, force enterprises to operate steadily, reasonably debt, and continuously improve operating efficiency; It also helps the market mechanism to play its role and promote the efficiency of market resource allocation. " Zhou Maohua also mentioned.

　　Decreasing the redemption rate of default bonds

　　As the default of credit bonds tends to be normalized, there is also a phenomenon that the payment ratio of default bonds is also decreasing.

　　According to the statistics of Zhongtai Securities, the proportion of the accumulated principal paid by default bonds to the accumulated balance of default bonds has dropped from 79.37% at the end of 2014 to 6.87% at the end of the first half of 2021; The proportion of fully paid bonds to default bonds decreased from 20% to 7.16%. This means that once the bond defaults, investors will face greater losses.

　　Generally speaking, after the bond defaults, enterprises mainly have five ways to deal with the default, namely litigation arbitration, bankruptcy litigation, self-financing repayment, debt restructuring and collateral disposal/guarantor compensation. In general, self-raised funds, debt restructuring and bankruptcy litigation are three common disposal methods, among which debt restructuring and self-raised funds have shorter redemption period and higher recovery rate than bankruptcy restructuring.

　　In addition, there are differences in default payment of different types of bonds. For example, from the perspective of the nature of enterprises, Zhongtai Securities analyzed that by the end of June 2021, 40 of the 135 private enterprises that had defaulted on bonds had partially or fully paid the defaulted bonds, with a redemption probability of 29.63%; However, local state-owned enterprises and central state-owned enterprises have higher redemption probabilities, which are 38.46% and 36.36% respectively.

　　However, in recent years, with the substantial increase in the default scale of local state-owned enterprises and the successive default of bonds issued by some central enterprise groups, "the redemption ratio of local state-owned enterprises and central enterprises according to the amount of redemption and the number of fully redeemed bonds has been lower than that of private enterprises." Zhou Yue, chief analyst of Zhongtai Securities Solid Revenue, said.

　　Specifically, in the first half of 2021, the cumulative redemption amount of local state-owned enterprises accounted for 5.03% of the bond default scale, compared with 13.95% at the end of 2018; The proportion of central enterprises is 4.20%, and it was 17.26% at the end of 2018. Zhou Yue further believes that at present, there are two tendentious problems in the default of credit bonds. First, weak state-owned enterprises will become a breakthrough to break the just-redeemed; Second, the tail real estate company will accelerate the market clearing.

Reunion dinner for Tujia boys in Hunan： the menu is ＂confidential＂, and it is dawn when eating.

My hometown is Sangzhi County, Zhangjiajie City, and I am a Tujia boy. Different from the general New Year’s Eve dinner, we usually have a reunion dinner in the early morning of the New Year’s Eve, almost as early as possible, and families will start preparing from dawn.

Therefore, every year at the reunion dinner, the family will experience the moment when the sky is bright after eating. If we are lucky, we can also hear the sound of fireworks and firecrackers set off by nearby residents during the reunion dinner. On this day, people will look forward to the good weather in the coming year, just like farmers, and they all hope that all their wishes will come true and everything will go well in the new year.

Family members have been preparing dishes for the reunion dinner since early in the morning.

When I was a child, I heard from the older generation that Tujia people have the custom of catching up with the New Year, usually having a reunion dinner on the night of the 29th of the twelfth lunar month. But as a Tujia, I have had a reunion dinner on the morning of New Year’s Eve since I was a child. Yes, this is our morning New Year’s Eve dinner.

This year is the same. Our family chose to have a reunion dinner at our third aunt’s house. It is said that three aunts and three uncles have been buying food since the beginning of the twelfth lunar month, including killing pigs from the countryside, and then finding people to smoke them into bacon and sausages. Smoked bacon can be steamed, fried and cooked, and each method is delicious.

Except for bacon, the menu of the annual reunion dinner is "confidential", and people who come to eat don’t know what to eat until the food is served on the table. This year, I asked my third aunt for a menu in advance, including: steak, steamed sausage, fried bacon, pig’s head meat, chicken hotpot, tasty fish, bacon trotters and so on.

I got up early, set out from home and walked.13I came to my third aunt’s house in minutes, and it was early morning.sixHalf past ten. Three aunts and three uncles are already busy. "Honey, thaw the pig’s trotters first, then wash them. I’ll wash those small dishes first. After you finish, then cut the sausage." Third aunt shouted.

At this time, it was just dawn outside. In the words of my composition when I was a child, it was "the sky turned into a fish-belly white". The preparation of the two people’s dishes lasted for almost an hour, and I would help them from time to time. After washing the vegetables, it was already bright outside.

It was dawn after eating, and fireworks sounded outside the house.

At this time, I came to the most important link.——Cooking. My uncle used to work in the cookhouse squad of the army, so he naturally cooked the reunion dinner. Ignite, take out the pot, burn oil and hot dishes. One by one, the ingredients change from raw to cooked in the pot, and the hot air and aroma are intertwined. Third Aunt can’t help but say, "The dishes smell good!"

fromeightAt half past ten, relatives at home knocked at the door one after another, and my brother and nephews scrambled to open the door. "Happy New Year!" Every guest who comes in will say such a sentence. In a short time, the house was full of people.

The dishes were brought to the table and the table was quickly filled. People who were sitting around the fire table smelled the fragrance and came to the table automatically. There is a special program of Spring Festival on the news channel on TV. Overseas Chinese all live the same festival belonging to China people in different places.

Our whole family picked up cups and raised their glasses to wish a happy New Year. It was cloudy that day. Although the sun didn’t come out, there were bursts of fireworks and firecrackers outside the house.——People have a reunion dinner on the morning of New Year’s Eve, saying goodbye to the old and welcoming the new, hoping for a better year.

Xiaoxiang morning herald reporter Man Yankun

News clue breaking channel: the application market downloads the "Morning Video" client and enters the topic of "Morning Help"; Or call the morning video news hotline 0731-85571188.

Reporting/feedback

Photos： exquisite photo of ice dancing beauty, youthful beauty is full of beautiful style

　　　　CCTV News: Huang Xintong is a flower skater in China. He once won the national championship in 2006-07 season, the fifth place among university students in the world, the second place in the Asian Winter Games, the eighth place in the four continents flower skating championships, the 21st place in the 2007 World Championships and the final champion of the 11th Winter Games. The picture shows Huang Xinyi’s exquisite and beautiful photo.







　　　　Exquisite photo of ice dancing beauty, youthful beauty is full of beautiful style.







　　　　Exquisite photo of ice dancing beauty, youthful beauty is full of beautiful style.

Important reminder │ It is related to New Year’s Day travel!

Goodbye 2023

Hello 2024

New Year’s Day holiday travel "craze"

I’m rushing here.

Here is a travel tip.

Please check

↓↓↓

New Year’s Day in 2024 is coming, and there will be more short-distance trips to go on road trip, friends’ gatherings and home visits, which will also increase the road traffic pressure. Here, we remind the traffic participants to know the road conditions in advance, choose the travel time, route and mode reasonably, avoid the rush hour and traffic jam-prone sections, drive carefully and travel safely.

Holiday arrangement

HAPPY NEW YEAR

one

two

three

four

five

six

sun

25

Christmas

26

fourteen

27

fifteen

28

sixteen

29

seventeen

30

have a holiday/vacation

31

have a holiday/vacation

one

New Year’s Day

2

Twenty one

three

Twenty two

four

Twenty three

five

Niansi

six

Minor Cold

seven

Twenty six

Holiday time: from December 30, 2023 to January 1, 2024, a total of 3 days. In addition, highway traffic is not free during New Year’s Day, please note, no! Free! Fee!

Weather conditions

HAPPY NEW YEAR

When driving in winter, pay attention to the weather information, freeze the foggy weather, do a good job of anti-skid in advance, slow down and keep a safe distance, do not overspeed, overload or overload, and it is strictly forbidden to drive without a license and fatigue.

Traffic flow prediction

HAPPY NEW YEAR

1. The traffic congestion pressure in the business circle will increase. At present, the theme activities of major supermarkets and entertainment venues for New Year’s Day are being vigorously carried out, and shopping, catering, entertainment and other activities are further increased during the holiday period. During the lunch and evening meals, there will be a phenomenon of slow traffic around some business districts.

2. The risk of rural road traffic safety has increased. During the New Year’s Day, it is winter, and rural areas enter the winter break and leisure time. With the approach of the New Year’s Day, people’s activities of purchasing new year’s goods are increasing day by day, and the road markets of provincial highways and counties in some countries are more prosperous, so traffic accidents are prone to occur when vehicles pass through the relevant sections of the market.

Driving tips for New Year’s Day holiday

HAPPY NEW YEAR

1. During the New Year’s Day, please try to take public transport and take the vehicle at the regular passenger station. Do not intercept the vehicle outside the station or beside the expressway, and refuse to take illegally operated and overcrowded vehicles.

2. Please pay close attention to the traffic information and traffic safety tips, understand the road conditions, easy-to-block sections and bypass routes along the way, plan the travel time and routes in advance, and try to avoid the travel peak. In case of heavy road traffic and traffic congestion, please wait patiently and queue up in turn.

3. Fatigue driving will lead to poor judgment and slow response, and increase the risk of operational errors. Please arrange the rest time reasonably to ensure adequate sleep, drive continuously for no more than 4 hours, and stop for no less than 20 minutes. If you feel sleepy and in poor condition, please choose a safe place to stop and rest.

4. When you return to your hometown on New Year’s Day, your family will be reunited and you should drink moderately. Drinking alcohol leads to slow response and slow action, and the driver’s ability to control the vehicle decreases. For the safety of you and others, don’t drink and drive!

5. When the vehicle has a minor property traffic accident, please move the vehicle to the side of the road after taking photos to fix the evidence, set a warning sign 150 meters away from the incoming direction, turn on the danger warning light, and call the police in time. Drivers and passengers should leave the vehicle and the road to avoid secondary accidents.

Original title: "Important reminder │ related to New Year’s Day travel! 》

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