标签归档：夜西安论坛

The most beautiful autumn scenery in Qingshan is about to go online! Don’t miss these beautiful scenery.

As the saying goes, the most beautiful thing in the world is clear autumn.

Cold autumn

Bleak but rich

Lonely but prosperous

Looks like a spear and shield.

But it is the ultimate interpretation of human beings.

At the beginning of October

Autumn in Qingshan came without warning.

The setting sun penetrates dimly.

Air temperature condenses osmanthus fragrance.

The breeze rippled the lake.

Even the people in the path

Have become elegant and gentle.

In Qingshan Park, although the autumn wind is wrapped in coolness, it also takes in all the osmanthus fragrance in the garden. For the reunion of this year, tourists under the tree lightly smell this refreshing fragrance, as if to keep this breath for a whole year.

It’s not just tourists who are immersed in the autumn atmosphere. Daijiahu Park is also amazed by its own flowers and trees. On the one hand, there is romantic and dreamy pink grass, and on the other hand, there is wild but savage Pennisetum, plus patches of yellowish already hanging on the treetops. This kind of come and go with every season’s seasonal limited beauty has to make people feel the magic of nature.

Sunflower sea+wind blowing fragrant rice, the autumn of Qingshan can also have the joy of "bumper harvest" On the roadside of Jianshe No.10 Road near Linjiang Avenue, sunflowers were planted in an open space of nearly 10,000 square meters. Sunflowers blossomed in the sun, and at first glance, they felt the smell of sunshine.

Unexpectedly, a large area of grain was planted next door to the sunflower, and the heavy ears of grain bent the branches in late autumn, as if telling pedestrians their joy. Walking in, a deep homesickness arises spontaneously, and this autumn harvest joy should be shared with everyone.

In addition, the golden autumn in October.

Of course, the trees are full of golden yellow and the layers of forests are completely dyed.

Every autumn leaf is a kind of scenery.

A big wave of the most beautiful scenery is about to go online.

Guide to leaf viewing in Castle PeakPlease collect it in advance.

Punch in one by one

Yinxing

Viewing place:Chaoyang Street, Friendship Avenue (Luojiagang Section of Sangong Road), Jianshe Sixth Road, and various parks.

△//Ginkgo biloba leaves like duck feet.

Ginkgo biloba, a specialty of China, has existed on the earth for 200 million years and is known as the giant panda in the plant kingdom. In ancient times, the working people called it duck’s feet. In the Song Dynasty, duck’s feet became a tribute, so it was changed to the current foreign name. Ginkgo biloba fruit can be eaten, but not greedy.

soapberry

Viewing place:Jianshe No.10 Road, Suizhou Street, Gongye No.1 Road, Peace Park, Nangan Canal Garden and Daijiahu Park.

△//Have you ever picked the soapy fruit?

Li Shizhen recorded in Compendium of Materia Medica that "Sapindus mukoraiensis can be used to wash hair and whiten and remove spots", and Bawang shampoo has a special oil control fund for Sapindus mukoraiensis.

Huangwa

Viewing place:Daokouhu park

Cotinus coggygria (red leaves in Xiangshan) is highly sought after in autumn, and the misty pale pink flowers in early summer are also lovable, so it has a dreamy nickname, the smoke tree.

Wuyan

Viewing place:Construction of No.10 Road, Peace Park, Nangan Canal Garden, Daijiahu Park, Qingshan Park and Baiyu Park.

△//The white fruit on the branches of Sapium sebiferum makes the colorful leaves more fresh.

The leaves are diamond-shaped, and it is tallow. Sapium sebiferum with colorful leaves is a favorite of young artists, and it has been seen in the works of Lu You, Li Yu, Lu Xun and Yu Dafu.

Acer henryi

Viewing place:All parks

△//Acer henryi with leaves like chicken feet.

Acer henryi, the most common red leaf in Japan, was also used as a parenting tool by ancient Japanese parents to teach children to learn to count because its leaves have 5~9 tips.

Luanshu

Viewing place:Gongye Road, Sangong Road and various parks

△//The fruit on the Luan tree is like a lantern. Although it begins to wither, it still looks good.

Luan tree blooms yellow flowers in summer and bears red fruits in autumn. Although it is yellow now, it still looks good. In addition, besides lantern tree, it is also called black leaf tree, because the leaves of Luan tree and white cloth can be boiled together to dye the cloth black.

Chinese tulip tree

Viewing place:Peace Park, Castle Peak Park

△//The leaves are just like yellow jackets.

Flowers are large and beautiful, with golden leaves in autumn, like yellow jackets. They are precious street trees and garden ornamental trees, and can be shaded quickly after planting.

Have you made up your plan for viewing the green hills and leaves?

So many landscapes

Waiting for you by destiny.

Produced by: Qingshan District Media Center, Propaganda Department of CPC Qingshan District Committee

Reporting/feedback

How to balance the traditional folk custom of banning fireworks and firecrackers with environmental protection

　　During the Spring Festival holiday this year, Wang Hui, who lives in Harbin, Heilongjiang Province, finally slept for a few days.

　　"In the past, during the Chinese New Year, from the night of the New Year’s Eve to the morning of the first day, firecrackers would keep ringing, either unable to sleep or awakened. I feel much quieter this year. " Wang Hui said.

　　In recent years, the management of setting off fireworks and firecrackers has become more and more strict, and many places have made special legislation to ban fireworks and firecrackers, and Harbin is one of them. The Decision of the Standing Committee of Harbin Municipal People’s Congress on Prohibiting Fireworks and Firecrackers stipulates that those who set off fireworks and firecrackers in areas where fireworks and firecrackers are prohibited shall be fined in 500 yuan.

　　"This kind of regulation is very timely and useful. I have personal experience." Wang Huixiao said.

　　Hu Jing, a professor at the Institute of Environmental Resources Law of China University of Political Science and Law, said in an interview with the reporter of Legal Daily recently that setting off fireworks and firecrackers during the Spring Festival is a traditional folk custom in China, but it does bring problems such as disturbing people, environmental pollution and safety, and it is not advisable to completely ban and let it go.

　　"It is suggested that all localities legislate according to local conditions to achieve a balance between environmental protection and respect for folk customs. It should be emphasized that when punishing illegal acts, education and fines should be the main ones, and administrative detention should be used with caution to restrict personal freedom. " Hu Jing said.

　　More than 400 cities have legislated to ban it.

　　As in 2018, the "No Fireworks and Firecrackers" reminder message of Beijing Municipal Party Committee and Municipal Government arrived as scheduled before the Spring Festival. On February 3, 2019, the Beijing Municipal Party Committee and the Municipal Government sent a text message to remind the public: Please consciously abide by the prohibition regulations and do not set off fireworks and firecrackers within the Fifth Ring Road and other prohibited areas.

　　Two years ago, the SMS reminders of the Beijing Municipal Party Committee and Municipal Government were still "restricted". On January 25, 2017, the Beijing Municipal Party Committee and the Municipal Government sent a text message to remind them that fireworks and firecrackers can be set off from New Year’s Eve to the first day of the Fifth Ring Road, and from 7: 00 to 24: 00 from the second day to the fifteenth day, and the rest of the time is forbidden.

　　In 2005, the Standing Committee of the Beijing Municipal People’s Congress passed the Regulations on the Safety Management of Fireworks and Firecrackers in Beijing, which divided Beijing into forbidden zones, restricted zones and permitted zones for classified control, and allowed limited discharge of fireworks and firecrackers during the Spring Festival. In December 2017, the Standing Committee of the Beijing Municipal People’s Congress revised this regulation, clearly stipulating that the area within the Fifth Ring Road (including the Fifth Ring Road) in Beijing is an area where fireworks and firecrackers are prohibited.

　　For the management of setting off fireworks and firecrackers, Harbin City, Heilongjiang Province also experienced "from restriction to prohibition".

　　Since 1994, Harbin has experienced several legislative processes such as the prohibition and restriction of fireworks and firecrackers. In recent years, suggestions on banning fireworks and firecrackers have frequently appeared at the two sessions in Harbin. For example, Li Jihong, a representative of Harbin Municipal People’s Congress, thinks that setting off fireworks and firecrackers has some disadvantages, such as potential safety accidents, environmental pollution and waste of resources, and suggests that it be prohibited by legislation.

　　Since December 1, 2018, the Decision of the Standing Committee of Harbin Municipal People’s Congress on Prohibiting Fireworks and Firecrackers has been implemented, which clearly stipulates the areas where fireworks and firecrackers are prohibited and the punishment measures for illegal acts.

　　In terms of legislation prohibiting fireworks and firecrackers, there are many cities that are "one step at a time" except Beijing and Harbin, which are "restricted to prohibition". The data shows that at present, more than 400 cities across the country have explicitly banned fireworks and firecrackers through local legislation.

　　There is no need to ban it across the board.

　　"Setting off fireworks and firecrackers can set off the atmosphere, arouse traditional memories and have cultural value. But at the same time, air pollution, disturbing people and other issues can not be ignored. In fact, the management of setting off fireworks and firecrackers has gone through several times ‘ Prohibition, release and prohibition ’ With the emphasis on air quality in recent years, the policy of prohibiting discharge has returned again. " Yan Xinhui, an associate professor at Shanghai University of Political Science and Law, said.

　　In December 2003, Qingdao, Shandong Province took the lead in revising the original policy of "banning fireworks and firecrackers", clearly stipulating that fireworks and firecrackers can be set off during the Spring Festival. In 2004, Beijing changed the "ban" to "limit". By the end of 2006, more than 200 cities across the country had implemented the "ban on fireworks and firecrackers".

　　As Zhai Xinhui said, behind the repeated prohibition of fireworks and firecrackers is a contest between traditional folk customs and air quality.

　　On the one hand, people regard setting off fireworks and firecrackers as a part of the custom of the Spring Festival, and together with Spring Festival couplets, New Year pictures and other elements, they form a strong atmosphere of the Spring Festival.

　　On the other hand, setting off fireworks and firecrackers is regarded as an "accomplice" to aggravate air pollution. According to the monitoring data of the Department of Ecology and Environment of Henan Province, the air quality in Henan Province deteriorated sharply from 18: 00 on February 4 (New Year’s Eve) to 10: 00 on February 5 (Spring Festival), and the average concentrations of PM10 and PM2.5 increased by 34 μ g/m3 and 12 μ g/m3 respectively compared with the Spring Festival in 2018.

　　It is worth noting that the prohibition of fireworks and firecrackers in many places is no longer a simple policy return, but a clear way through local legislation.

　　Hu Jing believes that it is not necessary to ban fireworks and firecrackers across the board, and the practice of "limiting the time and area of fireworks and firecrackers" can be adopted. Judging from the regulations prohibiting the discharge of fireworks and firecrackers in various places, there are many ways to restrict the discharge of fireworks and firecrackers, and there are fewer comprehensive bans.

　　Li Jianwei, a professor at China University of Political Science and Law, also believes that we should listen to public opinions to the greatest extent on the basis of fully respecting folk customs, and protect folk customs as much as possible, and allow fireworks and firecrackers to be set off in limited time areas. We can’t make a "one size fits all" ban, but we should adopt a step-by-step and step-by-step model to gradually change the public customs.

　　"The prohibition of setting off firecrackers has an effect on reducing or alleviating pollution to a certain extent, but for the Chinese nation with a long culture of thousands of years, setting off fireworks and firecrackers during the Spring Festival itself is an important traditional custom. Therefore, the key to legislation is to grasp the balance point. For example, for areas with serious pollution and many people who are prone to traffic accidents, it is possible to prohibit discharge, or to designate special areas for discharge, and to use pollution-free and safe electronic firecrackers to a certain extent. " Ouyang Aihui, an associate professor at the School of Economics, Management and Law, University of South China, said.

　　Legislation should listen to the voice of the people.

　　Li Chao, who is doing business in Handan City, Hebei Province, used to set off firecrackers at the door to "welcome the god of wealth" when he opened the door on the fifth day.

　　"I heard that the punishment has been increased this year. Some people have been administratively detained for setting off fireworks and firecrackers. Pictures and videos have spread in the WeChat group and dare not let them go." Li Chao said.

　　On the first day of the fireworks ban, Shenyang police investigated and dealt with 66 illegal fireworks and firecrackers according to law; Since the Spring Festival, the public security organs in Weifang City, Shandong Province have investigated and dealt with 875 cases of illegal fireworks and firecrackers with 890 people … … After searching for "setting off fireworks and firecrackers" on the Internet, the reporter found that there were countless news reports that were punished for illegally setting off fireworks and firecrackers.

　　In recent years, more and more cities have joined the army of legislating against fireworks and firecrackers. Hu Jing believes that in the process of legislation and law enforcement, the punishment for illegal discharge of fireworks and firecrackers should be treated according to the situation and need not be too severe.

　　"Those who make corrections after dissuasion shall be exempted from punishment. If they do not listen to dissuasion and continue to set off fireworks and firecrackers, they may be punished. In terms of punishment methods, education and fines should be the mainstay. Unless the circumstances are particularly bad, it is not recommended to impose administrative detention. " Hu Jing said.

　　Experts believe that when changing customs through legislation, public opinions must be widely solicited, and scientific and democratic legislation must be achieved.

　　"The regulation of traditions and habits should follow the principles of democracy and the rule of law. On the one hand, fully consult the opinions of local residents. On the other hand, the introduction of various bans must follow the principle of the rule of law and avoid ultra vires. Special attention should be paid to avoiding simple and rude law enforcement. It can be considered to ban by region and time, and more publicity and explanation work should be done. " Yan Xinhui said.

　　Ouyang Aihui believes that local legislation to control excessive firecrackers during the Spring Festival is in line with the needs of building a China ruled by law. But this kind of legislation must conform to the basic principles of administrative law, namely, administration according to law and reasonable administration.

　　"Before legislation, we should attract public participation, listen to people’s voices, and reflect the democratic and scientific nature of legislation, instead of simply doing it overnight. In legislation, the prohibition of firecrackers should be based on legitimate considerations, and the prohibition provisions must be fair, moderate, reasonable and feasible. For those who do not need to ban discharge or do not need to ban discharge completely, there is no need to impose excessive restrictions. Otherwise, it will not only fail to achieve the corresponding effect, but also be vulnerable to public resistance, and it will also be a huge waste of administrative law enforcement resources. " Ouyang Aihui said.

　　□ Legal Network reporter Pu Xiaolei

It is planned to broaden the channels for using insurance funds： stocks, funds, real estate, etc.

　　Perspective on the amendment of insurance law: broadening the channels for the use of insurance funds

　　Xinhuanet Beijing, August 25th (Reporter Mao Xiaomei, Wu Jingjing) China’s current insurance law stipulates that the use of insurance funds is relatively narrow. However, in recent years, with the increasing scale of the insurance market, the rapid accumulation of insurance funds has become a bottleneck for the development of the insurance industry because of the narrow channels of application and the difficulty of maintaining and increasing value.

　　Wu Dingfu, chairman of the China Insurance Regulatory Commission, explained the revised draft of the Insurance Law at the fourth meeting of the 11th the National People’s Congress Standing Committee (NPCSC) on 25th, saying that the revised draft appropriately broadened the channels for the use of insurance funds, considering that the use of insurance funds should not only meet the needs of industry and economic development, but also take into account the principles of safety and stability. For example, the "buying and selling government bonds and financial bonds" stipulated in the current insurance law is revised to "buying and selling bonds, stocks, securities investment funds and other securities"; It is added that insurance funds can be invested in real estate.

　　In order to prevent risks in the use of insurance funds, the revised draft also authorizes the State Council insurance regulatory agencies to formulate management measures for the use of insurance funds in the form of authorization clauses, including stipulating the specific proportion of funds invested by insurance companies in a specific project to their total funds.

　　In fact, the investment of insurance funds in stocks and funds has already been broken through in practice. In recent years, according to the decision of the State Council and the actual needs of the development of the insurance industry, the China Insurance Regulatory Commission (CIRC) combined with the provisions of the current insurance law "other forms of capital utilization stipulated by the State Council", A series of regulations and normative documents, such as Interim Measures for the Administration of Insurance Companies Investing in Securities Investment Funds, Interim Measures for the Administration of Insurance Companies Investing in Corporate Bonds, Interim Provisions for the Administration of Insurance Asset Management Companies, Interim Measures for the Administration of Overseas Use of Insurance Foreign Exchange Funds, and Interim Measures for the Administration of Stock Investment of Insurance Institutional Investors, have been issued successively. While broadening the channels for the utilization of insurance funds and trying to innovate the organizational form of fund utilization, they have achieved a good balance between safety and efficiency and effectively prevented the risk of fund utilization. At present, insurance companies have become one of the most important institutional investors in the domestic capital market.

　　"The revised draft of the Insurance Law is the new investment channel approved by the State Council in recent years." Yang Huabai, director of the regulatory department of the China Insurance Regulatory Commission, told reporters.

　　As for the insurance law’s plan to "open the gate" for the first time to invest in real estate with insurance funds, the relevant person of the China Insurance Regulatory Commission said that the scale of real estate investment is large and the term is long, which is more in line with the characteristics of insurance funds pursuing long-term, valuable and steady investment. Opening this channel can give play to the capital financing function of insurance, support the national economic construction, optimize the insurance asset structure and cultivate a new profit model for the insurance industry. In practice, some insurance companies have tried to invest in developing commercial real estate.

　　Yang Huabai said that for the regulatory authorities, the implementation of any new investment policy must be based on effective prevention and control of risks. "Once the law allows investment in real estate, the CIRC will first limit the proportion of this investment in the company’s total funds in the future and formulate a specific method for real estate investment." Because the insurance industry’s investment in real estate is still unfamiliar and lacks professional experience, it is necessary to adhere to the system first and advance steadily.

　　According to the announcement, there are more than 100 Chinese and foreign insurance companies in China, and the total assets of the insurance industry are about 3 trillion yuan. In 2007, the balance of insurance funds in China reached 2.7 trillion yuan, which was 10.5 times that of 2000.

　　It is understood that in recent years, emerging insurance organizations such as cooperative insurance institutions and mutual insurance institutions have appeared in the insurance market. This revised draft adds provisions that insurance organizations in the form of mutual system and cooperative system shall be stipulated separately by laws and administrative regulations, and the provisions of this law shall apply to their insurance business activities. Thereby giving legal status to insurance organizations such as mutual system and cooperative system.

　　It is also known that the quality of insurance companies directly relates to the interests of the vast number of policyholders, insured and beneficiaries. In order to improve the quality of insurance companies, in this revision, the insurance law intends to make stricter provisions on the conditions for the establishment of insurance companies, and will clearly state the qualifications of company executives.

　　The revision of insurance law intends to improve the management of insurance intermediaries.

　　Xinhuanet Beijing, August 25th (Reporter Wu Jingjing, Mao Xiaomei) With the development of the insurance market, some new types of insurance intermediary service institutions have emerged in China, such as insurance assessment institutions, which need to be regulated by law. The revised draft of the Insurance Law, which was deliberated at the fourth session of the 11th the National People’s Congress Standing Committee (NPCSC) on 25th, further improved the management of insurance intermediaries.

　　When explaining the revised draft, Wu Dingfu, chairman of the China Insurance Regulatory Commission, said that the provisions of the current insurance law on insurance intermediaries are relatively simple, and there are some gaps in both the subject and the code of conduct.

　　According to reports, the revised draft clarifies that part-time insurance agency is an important form of insurance agency to solve the problem of unclear legal status of part-time insurance agency; It is clear that insurance assessment institutions are insurance intermediaries, and the registered capital, employees and business rules of their business scope are stipulated; Considering the characteristics of individual insurance agents, the revised draft deletes the provisions in the current insurance law that individual insurance agents should obtain insurance agency business licenses, handle industrial and commercial registration, obtain business licenses, deposit deposits or take out professional liability insurance, and only stipulates that individual insurance agents should meet the qualifications stipulated by the State Council insurance regulatory authorities and obtain qualification certificates; The legitimate business activities of individual insurance agents shall not be investigated and dealt with without a license.

　　China revises insurance law to crack down on insurance violations

　　Xinhuanet Beijing, August 25th (Reporter Wu Jingjing, Mao Xiaomei) China’s current insurance law is not perfect in terms of penalties for insurance violations, and there is a lack of penalties for some illegal acts, which makes illegal acts unable to get due sanctions. The revised draft of the Insurance Law, which was reviewed at the fourth session of the 11th the National People’s Congress Standing Committee (NPCSC) on 25th, further clarified the legal responsibilities and cracked down on insurance violations.

　　Wu Dingfu, chairman of the China Insurance Regulatory Commission, said that with the continuous development of the insurance market, on the one hand, it is necessary to provide corresponding penalties for some new insurance violations, and on the other hand, it is necessary to improve the penalties in the existing insurance law.

　　The revised draft of the insurance law has increased the punishment for new illegal acts. New illegal acts mainly include illegal appointment of directors, supervisors and senior managers; Insurance companies and their staff make false claims by means of fictitious contracts to defraud insurance money or other illegitimate interests; Lease, lend, alter or transfer the business license; Insurance companies and their staff engage in related party transactions in violation of regulations, fail to disclose information in accordance with regulations, fabricate and spread false facts, etc., which damage the business reputation of competitors and disrupt the order of the insurance market; Insurance companies and their staff misappropriate and occupy insurance premiums and use insurance intermediaries to engage in illegal acts; Insurance intermediaries conceal important information related to insurance contracts, force, induce or restrict the insured to conclude insurance contracts by improper means, and fail to pay insurance money or take out professional liability insurance in accordance with regulations; Foreign insurance institutions set up representative offices in China without approval to engage in insurance business.

　　The revised draft also increases the accountability of those responsible for illegal acts, and stipulates that insurance companies, insurance asset management companies and insurance intermediaries engage in illegal activities. In addition to punishing illegal institutions, insurance regulators can also take measures such as canceling their qualifications and implementing market bans for their directly responsible directors, supervisors and senior managers. Insurance salesmen, personal agents and employees of insurance intermediaries who violate the law can be warned, fined, their qualification certificates revoked and banned from the market.

　　In view of the actual situation of various economic sectors investing in the insurance industry, in order to prevent investors from using insurance companies as financing tools, the revised draft draws lessons from the legislation of other countries and regions, and stipulates that if an insurance company’s assets are insufficient to pay off its debts due to its illegal operation, its directors, supervisors, general manager and deputy general manager responsible for deciding the business shall be jointly and severally liable to the company’s creditors.

　　On the basis of the current insurance law, the revised draft increases the restrictions on the administrative behavior of insurance supervisors, and stipulates the corresponding legal responsibilities for the illegal acts of supervisors in approving institutions, approving insurance clauses and rates, conducting on-site inspections and taking compulsory measures.

　　China revises insurance law and strengthens self-discipline management of insurance industry.

　　Xinhua News Agency, Beijing, August 25th (Reporter Wu Jingjing, Mao Xiaomei) A chapter "Insurance Industry Association" was added to the revised draft of the Insurance Law, which was deliberated at the fourth session of the 11th the National People’s Congress Standing Committee (NPCSC) on August 25th, and the legal status and main responsibilities of insurance industry associations were stipulated.

　　"In order to promote the transformation of government management functions, improve insurance supervision methods and make effective use of supervision resources, we should give full play to the role of insurance industry associations as a self-regulatory organization." Wu Dingfu, chairman of China Insurance Regulatory Commission, said. The revised draft stipulates that the insurance industry association is a self-regulatory organization of the insurance industry and a social group legal person. An insurance company shall join an insurance industry association. Insurance agents, insurance brokers and insurance assessment institutions may join insurance industry associations.

　　The revised draft also stipulates the responsibilities that insurance industry associations should perform, including safeguarding the legitimate rights and interests of members in accordance with the law and reflecting the suggestions and requirements of members to insurance supervision and management institutions; To mediate disputes between members, members and policyholders, insured and beneficiaries; Members who violate the articles of association of the insurance industry association and the self-discipline rules of the industry shall be given disciplinary sanctions in accordance with the regulations. (End)

　　The amendment of insurance law intends to improve the market exit mechanism of insurance companies

　　Xinhuanet Beijing, August 25th (Reporter Wu Jingjing, Mao Xiaomei) The revised draft of the Insurance Law, which was deliberated at the fourth session of the 11th the National People’s Congress Standing Committee (NPCSC) on the 25th, further improved the market withdrawal mechanism of insurance companies.

　　The current insurance law has made some provisions on the cancellation and bankruptcy of insurance companies. In order to maintain the order of the insurance market and public interests, the revised draft, on the basis of the existing provisions, adds provisions that insurance companies have illegal operations, poor management or solvency lower than the standards set by the State Council insurance regulatory agencies. If the insurance company is not revoked, it will seriously endanger the order of the insurance market and damage the public interests. The insurance regulatory agency of the State Council will revoke it and organize a liquidation team in time to conduct liquidation according to law.

　　According to the relevant provisions of the Enterprise Bankruptcy Law, the revised draft also provides for special matters concerning the bankruptcy of insurance companies, mainly including: stipulating that the State Council insurance regulatory agencies can apply to the people’s court for reorganization or bankruptcy liquidation of insurance companies; The order of debt settlement in bankruptcy liquidation of insurance companies is further clarified.

Editor: Meng Xu

In 2018, the total number of passenger cars in Beijing will be reduced to 100,000, and the proportion will be tilted towards individuals.

　　On December 15th, the Beijing Municipal Commission of Communications released the total number and allocation ratio of passenger cars in Beijing in 2018, and announced the revision of the 2017 edition of the Interim Provisions on the Regulation of the Number of Passenger Cars in Beijing. In 2018, the total number of passenger car indicators decreased from 150,000 to 100,000, of which the new energy indicators remained unchanged at 60,000, and the general indicators were reduced from 90,000 to 40,000. Although the index has been reduced, it will be greatly tilted towards individuals, and the number of individual ordinary car indexes will become 38 thousand. The number of new energy indicators will exceed that of ordinary vehicles for the first time. According to the relevant person in charge of the Municipal Transportation Commission, Beijing must control the total development of passenger cars due to environmental and road resource constraints. While controlling the number of passenger cars, Beijing will make great efforts to accelerate the construction and development of rail transit and continuously increase the supply of public transport infrastructure.

　　issue

　　Individual ordinary car index reduced to 38,000

　　Beijing Youth Daily reporter learned from Beijing Municipal Transportation Commission that on December 15, 2017, the newly revised Interim Provisions on the Regulation of the Number of Passenger Cars in Beijing and the Notice on the Total Quantity and Allocation Ratio of Passenger Cars in 2018 were announced to the public on the website of Beijing Passenger Car Index Regulation Management Information System, and the Interim Provisions will be implemented on January 15, 2018.

　　According to the relevant person in charge of the Municipal Transportation Commission, in order to implement the goal of "the number of motor vehicles in the city should be controlled within 6.3 million by the end of 2020" in the Traffic Development and Construction Plan of Beijing during the Thirteenth Five-Year Plan and the Work Plan for the Implementation of the Beijing Urban Master Plan (2017-2020), the Notice clarifies that the total number of passenger car allocation indicators will be reduced from 150,000 to 100,000 in 2018.

　　In 2018, the quotas of general indicators and new energy indicators will be further tilted towards individuals, and the proportion of individual general indicators will increase from 92% in 2017 to 95%, which is 38,000.

　　The index of new energy vehicles exceeds that of ordinary vehicles for the first time.

　　In 2015, 2016 and 2017, the total number of new passenger cars in Beijing each year was 150,000. Among them, the number of new energy indicators increased from 30,000 in 2015 to 60,000 in 2016 and 2017. With the increase in the proportion of new energy vehicles, the number of indicators of ordinary vehicles has decreased, and the difficulty of winning the lottery has hit record highs.

　　In 2018, the new energy indicators will remain unchanged at 60,000, the proportion of individual new energy indicators will increase from 85% to 90% (54,000), and the unit indicators and operating indicators will each account for 5% of the annual quota (3,000 each). This is also the first time that the personal new energy index has exceeded the personal ordinary car index.

　　The reporter of Beiqing Daily learned that according to the detailed rules for the implementation of the Interim Provisions on the Regulation of the Number of Passenger Cars in Beijing (revised in 2013), the city has implemented a system of quantity regulation and quota management for passenger cars. The specific growth quantity and regulation ratio are determined by the demand situation of passenger cars, road traffic and environmental carrying capacity. In fact, according to the data of the Municipal Traffic Management Bureau, as of November 2017, the number of motor vehicles in the city has reached 5.9 million, which is close to the carrying capacity of traffic and environment.

　　The allocation ratio is constantly tilting towards individuals.

　　At present, the index applications of individuals and units in Beijing are all in the same pool, but in the past two years, the proportion is constantly tilting towards individuals.

　　In 2015, the quota of passenger cars in Beijing was 150,000, including 120,000 ordinary indicators and 30,000 demonstration and application new energy indicators. Among them, the individual quota accounts for 88% of the annual quota, the unit quota accounts for 6% of the annual quota, and the operating passenger car quota accounts for 6% of the annual quota. In 2016, the quota of individual indicators accounted for 90% of the annual quota. In 2017, the quota of individual indicators accounted for 92% of the annual quota. In 2018, the data increased to 95%.

　　The validity of indicators is automatically extended to one year.

　　At present, the index is valid for 6 months. However, due to various reasons such as the purchase of new cars and the late signing of the index, many citizens report that the index is too short. In the future, the validity period of the index will be adjusted to one year to facilitate the citizens to go through the formalities. According to reports, the extension of the validity period is not only for the newly added configuration indicators, but also for the time limit for applying for updating indicators after the vehicle is transferred out or scrapped and the time limit for buying a car after obtaining the updated indicators. Citizens have a year to make a choice after they get the ordinary index or wait for the new energy index. Citizens who update their vehicles have two years to choose from eliminating the previous car to buying a new one. Indicators that have been held before the official implementation of the new interim provisions and are still within the validity period will be automatically extended.

　　Four types of situations will not update the indicators.

　　The reporter of Beiqing Daily learned that in this new policy, there are four situations in which the indicators are not updated: (1) Reaching the service life (among them, small and micro non-operating passenger cars have no service life limit. The service life of small, micro, medium and large rental passenger cars is 8 years, 10 years and 12 years respectively, and the rental passenger car is 15 years); (2) After repair and adjustment, it still does not meet the relevant requirements of the national standards for motor vehicle safety technology for in-use vehicles; (3) After being repaired and adjusted or adopting control technology, the pollutants or noise discharged into the atmosphere still do not meet the relevant requirements of the national standards for in-use vehicles; (4) Failing to obtain the motor vehicle inspection conformity mark within three consecutive motor vehicle inspection cycles after the expiration of the inspection validity period.

　　For ordinary citizens, if they fail to obtain the motor vehicle inspection conformity mark within three consecutive motor vehicle inspection cycles after the expiration of the inspection validity period, the indicators will not be updated.

　　interpret

　　Why is the index of ordinary cars reduced?

　　Since Beijing implemented the policy of controlling the number of passenger cars in 2011, the number of passenger cars has increased reasonably and orderly. From January 2011 to the end of November 2017, the number of passenger cars in this city increased by 954,000, and the annual growth rate dropped from 24.3% in 2010 to 2.4%. In the same period, the resident population increased from 19.612 million in 2010 to 22 million in 2017, with an estimated increase of 2.38 million. The traffic index dropped from 6.1 in 2010 to about 5.6 in 2017, and the congestion situation not only did not deteriorate, but also improved.

　　At the same time, the index control policy has also promoted the demonstration application of new energy vehicles and promoted the optimization of vehicle energy structure in this city. At present, the city has registered more than 137,800 pure electric passenger cars, ranking first in the country.

　　Judging from the current development situation, although the disorderly and rapid growth of passenger cars has been effectively curbed, the continuous growth of motor vehicles still poses great pressure on air quality, traffic operation and urban space.

　　On the atmospheric side, with the pollution control of industrial production, coal burning and dust in this city, the proportion of motor vehicle emission pollution in local pollution sources is prominent, becoming the biggest "contributor" of PM2.5

　　In terms of traffic operation, from 2010 to 2016, the city’s total highway mileage increased by 0.66% and urban roads by 0.17% annually, while motor vehicles increased by 3.23% annually during the same period, which was much higher than the growth rate of road construction mileage. The carrying capacity of urban road network is still fragile.

　　In terms of urban space, the contradiction between supply and demand between the number of motor vehicles and parking spaces is still outstanding. Judging from the distribution of passenger cars, the number of cars between the Second and Third Ring Roads is about 5,500/km2, which is obviously higher than that between the Fifth and Sixth Ring Roads, which is about 700/km2, showing a high-density gathering trend, while the parking contradiction between the old residential area in the central city and the bungalow hutong area is the most prominent, and it is the most difficult to tap the potential. Therefore, it is necessary to take the bearing capacity as a binding condition to further slow down the growth of motor vehicles.

　　answer questions

　　How to calculate the validity period of indicators?

　　Q: Which indicators can be extended?

　　A: In August, October and December, 2017, the passenger car configuration indicators obtained by lottery and waiting were extended for 6 months on the original basis.

　　If you haven’t applied for updating the index after selling or scrapping the Beijing brand minibus from July 15, 2017 to January 14, 2018, the time limit for applying for updating the index will also be extended by six months on the original basis.

　　After the vehicle was stolen and robbed, if the public security organ filed the case after July 15, 2016 (inclusive), and the case has not been recovered for 12 months, and the stolen and robbed state has been registered in the vehicle management system of the public security organ, you can apply for the passenger car index within the next 12 months.

　　Q: How to calculate the annual inspection cycle of passenger cars?

　　A: Article 16 of the Regulations for the Implementation of the Road Traffic Safety Law of the People’s Republic of China stipulates the inspection period of various motor vehicles, among which the passenger cars are inspected once a year within 5 years; More than 5 years, once every 6 months. Small and micro non-operating passenger cars shall be inspected once every 2 years within 6 years; More than 6 years, the inspection once a year; More than 15 years, once every 6 months.

　　Q: Is it impossible to apply for updating indicators as long as the time limit for compulsory scrapping is reached?

　　Answer: For vehicles that have reached the national compulsory scrapping standards for motor vehicles, the Public Security Traffic Management Bureau of this Municipality will regularly issue the Announcement on the Invalidation of the License Plate, Driving License and Registration Certificate of Motor Vehicles that have not been deregistered according to the national compulsory scrapping standards through official website. Any vehicle whose deregistration date is later than the announcement date will no longer accept the application for updating the indicators. Passenger cars whose motor vehicle license plates have been declared invalid before January 15, 2018 will no longer accept applications for updating indicators if they cancel their registration after January 15, 2018.

　　be relevant

　　Beijing opens next year.

　　Three sections of subway line

　　In recent years, while controlling the number of passenger cars, the city has made great efforts to speed up the construction and development of rail transit, constantly increasing the supply of public transport infrastructure, and new lines have been opened and put into operation every year.

　　Three new lines will be opened at the end of this year, namely Yanfang Line, Xijiao Line and S1 Line. After the opening of the three new lines, there will be 22 subway lines in this city, and the operating mileage will increase from 574 kilometers to 608.2 kilometers.

　　In 2018, the city plans to open three more lines, including the third phase of Line 8 (Zhushikou Station to Wufutang Station, Nanluoguxiang Station to National Art Museum of China Station), the fourth phase of Line 8, and the west extension of Line 6 (Haidian Wuluju Station to Pingguoyuan South Road Station). The operating mileage has increased to more than 630 kilometers.

　　At the same time, Beijing will accelerate the construction of more than 300 kilometers of rail transit lines, such as the new airport line, pinggu line, the east extension of Line 7, Line 12, the remaining section of Line 14, Line 16, Line 17, Line 19, CBD line and Yanfang line branch. It is planned to realize 900 kilometers of rail transit by 2020, and the coverage rate of 750 meters in the central city subway station will reach 90%.

　　In addition, we will continue to optimize the ground bus network, build a comprehensive and convenient transfer system, grasp the new changes in the rapid development of the subway network and share the economy, and make the green travel environment of "subway+ground bus, bike-sharing and walking" better and better.

　　extend

　　Regulation policy on the number of passenger cars

　　Optimization for many times in six years.

　　The reporter of Beiqing Daily learned from the passenger car indicator office that since the implementation of the passenger car quantity control policy in 2011, the indicator office has actively listened to the opinions and suggestions of the Municipal People’s Congress, CPPCC members and the general public, and has revised, supplemented and improved the implementation rules several times.

　　On December 27, 2011, the implementation rules were revised for the first time. The revised contents mainly include: First, it is clear that the expired unused personal passenger car indicators will be re-incorporated into the lottery pool configuration; The second is to stipulate the validity period of personal configuration index application and streamline the number of lottery pool codes; The third is to allow newly registered enterprises to participate in the lottery to facilitate the development of enterprises; The fourth is to clearly update the application time limit of indicators and strengthen the management of indicators.

　　On November 27, 2013, the implementation rules were revised again. The revised contents mainly include: setting the winning rate of individual lottery ladder to alleviate the pressure of "long-term failure"; Increase the index configuration of new energy passenger cars; Solve the problem of applying for indicators after the passenger car is stolen; Cooperate with the municipal court to implement the judicial auction of Beijing brand passenger cars with index transfer, and solve the problem of difficult implementation.

　　On January 22, 2016, the advanced rules for the winning rate of the lottery ladder of ordinary passenger cars were further adjusted, and the care for applicants who have been shaken for a long time was increased. Issued the "Notice on Demonstrating and Applying the Relevant Rules for Waiting for the Allocation of New Energy Passenger Cars", and cancelled the lottery of new energy passenger cars.

　　This time, in combination with the revision of the Interim Provisions on the Regulation of the Number of Passenger Cars in Beijing, the Detailed Rules for the Implementation of the Interim Provisions on the Regulation of the Number of Passenger Cars in Beijing have been revised, which will also be announced in the near future and will be implemented simultaneously on January 15, 2018.

　　This edition/reporter Liu Wei

　　Cartography/Reporter Wang Zixuan for the picture/vision china

　　expert

　　The number of motor vehicles in megacities in the world has gradually increased by zero.

　　Xu Kangming, a transportation expert, said in an interview with the reporter of Beiqing Daily that the number of motor vehicles in megacities in the world has gradually increased by zero or even negative growth. For example, the number of motor vehicles in some European cities and Singapore has been zero growth. It can be seen from the new index management method that Beijing has adopted a rational overall policy for motor vehicle development.

　　Xu Kangming believes that the motor vehicle development policy may go through four stages, from the past control to the current reduction of the total increase, and will gradually develop to zero growth or even negative growth in the future.

Promote the stable and healthy development of the real estate market (Rui Finance)

A few days ago, the relocated residents in Nantingfang Community, Changqing Street, Baohe District, Hefei City, Anhui Province, welcomed the resettlement houses, and they will start a new life in a modern community with complete facilities. According to reports, the community can accommodate 2533 sets of houses this time. Xinhua News Agency reporter Liu Junxi photo

Reasonably adjust the scope of purchase restriction, increase the amount of provident fund loans, optimize the use of existing real estate land, and revitalize the existing parking spaces of development projects … Since the beginning of this year, many places across the country have continuously optimized and adjusted the property market regulation policies to further support the rigid and improved housing demand and promote the stable and healthy development of the real estate market.

With the long-term mechanism of real estate taking root and the stable operation of the real estate market, the positioning of "the house is for living, not for speculation" has further become a social consensus.

Downward trend needs attention.

The real estate industry is large in scale, long in chain and wide in scope, and plays a decisive role in the national economy. Since the beginning of this year, the national real estate market has been generally stable, but the downward trend also needs great attention. Statistics from the National Bureau of Statistics show that from January to April this year, the national fixed asset investment (excluding farmers) was 15,354.4 billion yuan, up 6.8% year-on-year. Among them, investment in real estate development decreased by 2.7%. From January to April, the sales area of commercial housing nationwide was 397.68 million square meters, down 20.9% year-on-year.

Sheng Guoqing, chief statistician of the Urban Department of the National Bureau of Statistics, said that in April, among 70 large and medium-sized cities, the number of cities where the sales price of commercial housing decreased increased, and the sales price of commercial housing in first, second and third tier cities showed a downward trend on the whole and continued to decline year-on-year.

From the ring comparison, the sales price of commercial housing in first-tier cities increased slightly, while that in second-and third-tier cities decreased. In April, the sales price of new commercial housing in first-tier cities rose by 0.2% month-on-month, and the growth rate dropped by 0.1 percentage point from last month. The sales price of second-hand houses rose by 0.4% month-on-month, the same as last month. From a year-on-year perspective, the year-on-year increase or decrease in the sales price of commercial housing in first, second and third tier cities dropped or expanded. In April, among 70 large and medium-sized cities, the sales prices of newly-built commercial housing and second-hand housing decreased year-on-year, respectively, in 39 and 56 cities, increasing by 10 and 9 respectively from last month.

Relevant experts believe that from the year-on-year changes in house prices, the number of cities with falling house prices has an increasing trend, and the confidence of buyers has yet to be restored.

Since April, the property market regulation policies have been released in many places. Among them are Zhengzhou, Lanzhou, Fuzhou, Changsha, Nanjing, Suzhou and other large and medium-sized cities, as well as many third-and fourth-tier cities. Its control measures mainly focus on supporting rigid and improved housing demand and boosting housing consumption.

Liu Lin, a researcher at China Macroeconomic Research Institute, believes that while keeping the risk bottom line, all localities should make appropriate adjustments to the previous contractive control policies to better support the first set of rigid housing demand and reasonable improvement demand, and encourage new citizens, young people and other groups to make housing consumption.

Actively encourage self-occupation demand

Facing the new situation and new challenges, the central and local departments concerned have taken a series of concrete measures to support the first set of rigid demand for house purchase, reasonable demand for improvement, and demand for rental housing.

On May 15th, the People’s Bank of China and China Banking and Insurance Regulatory Commission issued relevant notices to adjust the differentiated housing credit policy. Among them, for households who purchase ordinary self-occupied housing by loans, the lower limit of the interest rate of the first set of commercial personal housing loans is adjusted to not less than the quoted interest rate of the loan market for the corresponding period minus 20 basis points. On May 20th, the People’s Bank of China authorized the National Inter-bank Funding Center to announce the quoted interest rate (LPR) of loans over five years, which was 4.45%, a decrease of 0.15% compared with the previous one, and it has been lowered again since January 20th this year.

In Shandong, Jinan Housing Provident Fund Center issued a policy. Since May 24, the standard for identifying the first suite has been adjusted from "the family of registered employees in this city has no housing and no housing loans (including provident fund loans and commercial loans)" to "the family of registered employees in this city has no housing in this city". At the same time, the down payment ratio of the first home loan for non-registered families in this city was adjusted from 60% to 30%.

In Jiangsu and Lianyungang, the latest measures were introduced to further optimize the payment mode of bid bond for operating land. On the basis of strictly implementing the supervision system of pre-sale funds of commercial housing, we will explore ways to guarantee and release a certain amount of funds for the construction and operation of real estate projects.

"Judging from the situation in most cities, the lower limit of the first home loan interest rate in May decreased by 35 basis points compared with April, and the lower limit of the second home loan interest rate decreased by 15 basis points. This change, superimposed on the optimization measures taken by various places due to urban policies, will help reduce the cost of buyers and promote the release of just-needed and improved housing demand. " RealData market analyst Liu Lijie said.

The bottom line of "housing and not speculating" is solid.

According to the data of the Ministry of Housing and Urban-Rural Development, China is still in the stage of rapid urbanization, with more than 11 million newly employed people in cities and towns every year, which brings a lot of new housing demand. At the same time, a large number of old houses built before 2000 are small in area, poor in quality and incomplete in supporting facilities, and the demand for residents to improve their living conditions is relatively strong. All these provide favorable conditions for the real estate market to stick to the principle of stability and achieve healthy development.

Zhao Xiuchi, a researcher at the Institute of Economic and Social Development of Megacities of Capital University of Economics and Business, pointed out in an interview with this reporter that the recent fine-tuning and optimization of the credit environment and real estate regulation and control policies is due to the city’s policy of supporting rigid and improved housing demand, which is a necessary move to keep the economy running in a reasonable range, and reflects the positioning that "houses are used for living, not for speculation".

"The optimization of real estate regulation and control policies should continue to adhere to the word’ stable’ and firmly hold the bottom line of’ housing and not speculating’ while meeting reasonable needs." Zhao Xiuchi believes that we should further improve the efficiency of land and housing use and accelerate the development of the housing rental market with the guidance of meeting reasonable and self-occupied housing demand and the balance between occupation and housing as the starting point.

In the view of Feng Jun, president of China Real Estate Association, local governments can’t break away from the orientation and direction of "housing and not speculating", and they can’t use real estate as a tool and means to stimulate the economy in the short term. In the future, the key is to continue to implement a long-term real estate mechanism, maintain the continuity and stability of regulatory policies, and enhance accuracy and coordination.

Reporting/feedback

Rugby sevens

Xinhua News Agency photo, Xi ‘an, September 16, 2021 (National Games) (1) Rugby Sevens-Men’s Group Match: Shaanxi Team Wins Shanxi Team On September 16, Shaanxi team player Liu Shuhao scored a touchdown in the game. On the same day, in the Group C competition of men’s rugby sevens in the 14th National Games held in Xi ‘an, Shaanxi defeated Shanxi 40-0. Xinhua News Agency reporter WU GANG photo

Xinhua News Agency photo, Xi ‘an, September 16, 2021 (National Games) (2) Rugby Sevens-Men’s Group Match: Shaanxi Team Wins Shanxi Team On September 16, Shaanxi team player Guo Jie (former) was blocked in the game. On the same day, in the Group C competition of men’s rugby sevens in the 14th National Games held in Xi ‘an, Shaanxi defeated Shanxi 40-0. Xinhua News Agency reporter WU GANG photo

Xinhua News Agency photo, Xi ‘an, September 16, 2021 (National Games) (3) Rugby Sevens-Men’s Group Match: Shaanxi Team Wins Shanxi Team On September 16, Shanxi team player Xu Kangbo (middle) was blocked in the game. On the same day, in the Group C competition of men’s rugby sevens in the 14th National Games held in Xi ‘an, Shaanxi defeated Shanxi 40-0. Xinhua News Agency reporter WU GANG photo

Xinhua News Agency photo, Xi ‘an, September 16, 2021 (National Games) (4) Rugby Sevens-Men’s Group Match: Shaanxi Team Wins Shanxi Team On September 16, Shaanxi team player Li Benshou (middle) broke through with the ball in the game. On the same day, in the Group C competition of men’s rugby sevens in the 14th National Games held in Xi ‘an, Shaanxi defeated Shanxi 40-0. Xinhua News Agency reporter WU GANG photo

Xinhua News Agency photo, Xi ‘an, September 16, 2021 (National Games) (5) Rugby Sevens-Men’s Group Match: Shaanxi Team Wins Shanxi Team On September 16, Shanxi team player Liu Haoxin (second from left) served in the game. On the same day, in the Group C competition of men’s rugby sevens in the 14th National Games held in Xi ‘an, Shaanxi defeated Shanxi 40-0. Xinhua News Agency reporter WU GANG photo

Xinhua News Agency photo, Xi ‘an, September 16, 2021 (National Games) (6) Rugby Sevens-Men’s Group Match: Shaanxi Team Wins Shanxi Team On September 16, Shaanxi team player Sun Zhihui (former) passed the ball in the game. On the same day, in the Group C competition of men’s rugby sevens in the 14th National Games held in Xi ‘an, Shaanxi defeated Shanxi 40-0. Xinhua News Agency reporter WU GANG photo

Xinhua News Agency photo, Xi ‘an, September 16, 2021 (National Games) (7) Rugby Sevens-Men’s Group Match: Shaanxi Team Wins Shanxi Team On September 16, Shanxi team player Du Baoshen (second from left) broke through with the ball. On the same day, in the Group C competition of men’s rugby sevens in the 14th National Games held in Xi ‘an, Shaanxi defeated Shanxi 40-0. Xinhua News Agency reporter WU GANG photo

Xinhua News Agency photo, Xi ‘an, September 16, 2021 (National Games) (8) Rugby Sevens-Men’s Group Match: Shaanxi Team Wins Shanxi Team On September 16, Shaanxi team player Guo Jie (bottom) fought for it. On the same day, in the Group C competition of men’s rugby sevens in the 14th National Games held in Xi ‘an, Shaanxi defeated Shanxi 40-0. Xinhua News Agency reporter WU GANG photo

Xinhua News Agency photo, Xi ‘an, September 16, 2021 (National Games) (9) Rugby Sevens-Men’s Group Match: Shaanxi Team Wins Shanxi Team On September 16, Shaanxi team player Lu Hao (bottom left) and Shanxi team player Du Baoshen both fell in the scramble. On the same day, in the Group C competition of men’s rugby sevens in the 14th National Games held in Xi ‘an, Shaanxi defeated Shanxi 40-0. Xinhua News Agency reporter WU GANG photo

Reporting/feedback

Reunion dinner for Tujia boys in Hunan： the menu is ＂confidential＂, and it is dawn when eating.

My hometown is Sangzhi County, Zhangjiajie City, and I am a Tujia boy. Different from the general New Year’s Eve dinner, we usually have a reunion dinner in the early morning of the New Year’s Eve, almost as early as possible, and families will start preparing from dawn.

Therefore, every year at the reunion dinner, the family will experience the moment when the sky is bright after eating. If we are lucky, we can also hear the sound of fireworks and firecrackers set off by nearby residents during the reunion dinner. On this day, people will look forward to the good weather in the coming year, just like farmers, and they all hope that all their wishes will come true and everything will go well in the new year.

Family members have been preparing dishes for the reunion dinner since early in the morning.

When I was a child, I heard from the older generation that Tujia people have the custom of catching up with the New Year, usually having a reunion dinner on the night of the 29th of the twelfth lunar month. But as a Tujia, I have had a reunion dinner on the morning of New Year’s Eve since I was a child. Yes, this is our morning New Year’s Eve dinner.

This year is the same. Our family chose to have a reunion dinner at our third aunt’s house. It is said that three aunts and three uncles have been buying food since the beginning of the twelfth lunar month, including killing pigs from the countryside, and then finding people to smoke them into bacon and sausages. Smoked bacon can be steamed, fried and cooked, and each method is delicious.

Except for bacon, the menu of the annual reunion dinner is "confidential", and people who come to eat don’t know what to eat until the food is served on the table. This year, I asked my third aunt for a menu in advance, including: steak, steamed sausage, fried bacon, pig’s head meat, chicken hotpot, tasty fish, bacon trotters and so on.

I got up early, set out from home and walked.13I came to my third aunt’s house in minutes, and it was early morning.sixHalf past ten. Three aunts and three uncles are already busy. "Honey, thaw the pig’s trotters first, then wash them. I’ll wash those small dishes first. After you finish, then cut the sausage." Third aunt shouted.

At this time, it was just dawn outside. In the words of my composition when I was a child, it was "the sky turned into a fish-belly white". The preparation of the two people’s dishes lasted for almost an hour, and I would help them from time to time. After washing the vegetables, it was already bright outside.

It was dawn after eating, and fireworks sounded outside the house.

At this time, I came to the most important link.——Cooking. My uncle used to work in the cookhouse squad of the army, so he naturally cooked the reunion dinner. Ignite, take out the pot, burn oil and hot dishes. One by one, the ingredients change from raw to cooked in the pot, and the hot air and aroma are intertwined. Third Aunt can’t help but say, "The dishes smell good!"

fromeightAt half past ten, relatives at home knocked at the door one after another, and my brother and nephews scrambled to open the door. "Happy New Year!" Every guest who comes in will say such a sentence. In a short time, the house was full of people.

The dishes were brought to the table and the table was quickly filled. People who were sitting around the fire table smelled the fragrance and came to the table automatically. There is a special program of Spring Festival on the news channel on TV. Overseas Chinese all live the same festival belonging to China people in different places.

Our whole family picked up cups and raised their glasses to wish a happy New Year. It was cloudy that day. Although the sun didn’t come out, there were bursts of fireworks and firecrackers outside the house.——People have a reunion dinner on the morning of New Year’s Eve, saying goodbye to the old and welcoming the new, hoping for a better year.

Xiaoxiang morning herald reporter Man Yankun

News clue breaking channel: the application market downloads the "Morning Video" client and enters the topic of "Morning Help"; Or call the morning video news hotline 0731-85571188.

Reporting/feedback

Building a financial power is an inevitable requirement for building a socialist modern power in an all-round way.

　　作者：高惺惟（中央党校〔国家行政学院〕习近平新时代中国特色社会主义思想研究中心研究员）

　　日前召开的中央金融工作会议指出，“金融是国民经济的血脉，是国家核心竞争力的重要组成部分，要加快建设金融强国”。我国金融正处在由“大”到“强”的关键时期，机遇与挑战并存。建设金融强国，必须坚持和加强党的全面领导，坚定不移走中国特色金融发展之路，推动我国金融高质量发展。

　　1.金融是国民经济的血脉和国家核心竞争力的重要组成部分

　　习近平总书记指出：“金融活，经济活；金融稳，经济稳。经济兴，金融兴；经济强，金融强。经济是肌体，金融是血脉，两者共生共荣。”党的二十大报告指出，“高质量发展是全面建设社会主义现代化国家的首要任务。发展是党执政兴国的第一要务”。金融是现代经济的核心，能够通过发挥配置资源的功能助推一国生产力发展、经济腾飞、科技创新和产业升级，是国家重要的核心竞争力。加快建设金融强国，是我国经济社会发展的需要，也是我国经济长远发展的战略抉择，更是在金融全球化进程中维护国家金融安全的需要，事关国家繁荣富强、社会和谐稳定、人民幸福安康。全面建成社会主义现代化强国需要建设一个金融强国。

　　Finance is the blood that nourishes the body of the economy, and it is a symbiotic relationship with the real economy. The development of finance depends on the real economy, and the development of the real economy needs the empowerment of financial services. Specifically, financial institutions can provide necessary financial support for the real economy, thus promoting the development of the real economy. Finance can enlarge the production capacity and market space of start-ups and prolong the energy storage time of new technologies. By building a modern financial institution and market system, diversified financial services can guide more resources into new fields and new tracks, which is conducive to the accumulation of new kinetic energy in the real economy. All work in the financial sector actively serves the implementation of major national strategies, and can continuously inject "flowing water" into the implementation of relevant strategies by optimizing the allocation of financial resources in rural revitalization, scientific and technological innovation, small and micro enterprises, green development and other fields, adding new vitality to the high-quality development of the economy and society. Finance is an important tool to stabilize macroeconomic operation. By strengthening policy implementation and work promotion and maintaining reasonable and abundant liquidity, the cost of social financing can be effectively reduced, thus stabilizing the market expectation of the real economy and providing a good financial environment for economic and social development.

　　Finance is an important core competitiveness of a country, financial system is an important basic system in economic and social development, and financial security is an important content of national security. Since its birth, the Communist Party of China (CPC) has recognized the importance of finance, attached great importance to financial work, and ensured the financial cause to move in the right direction. From supporting the revolutionary war, to establishing a new regime, and then to serving the socialist modernization, the financial industry has achieved leap-forward development again and again. Since the 18th National Congress of the Communist Party of China, under the centralized and unified leadership of the CPC Central Committee, China’s high-quality financial development has made new major achievements, the financial system has been continuously improved, and financial supervision has been improved, which has effectively supported the overall economic and social development in the new era and made important contributions to building a well-off society in an all-round way as scheduled and achieving the goal of the first century. In the new era and new journey, Chinese modernization will comprehensively promote the construction of a strong country and the great cause of national rejuvenation. We must speed up the construction of a financial power, comprehensively strengthen financial supervision, improve the financial system, optimize financial services, guard against and resolve risks, unswervingly follow the road of financial development with China characteristics, and promote the high-quality development of China’s finance.

　　2. The inherent requirements of a socialist modern financial power

　　The first is people’s nature. "People’s interests first" is the value pursuit of China’s financial work. If finance does not serve the interests of the country and the people, there will be chaos in the financial field. Financial work must adhere to the people-centered value orientation, the fundamental purpose of financial services to the real economy, the eternal theme of financial work, the deepening of structural reform on the financial supply side, the overall planning of financial opening and security, and the general tone of striving for progress while maintaining stability. This requires the financial work to practice the Party’s purpose, the financial system to improve its political position, adhere to political principles, firm its political direction and maintain its political strength, and always bear in mind that the Party’s purpose is to serve the people wholeheartedly, and the people’s position is the fundamental position of the Party and the fundamental position of the financial work led by the Party.

　　The second is marketization. The central financial work conference pointed out that "we should persist in promoting financial innovation and development on the track of marketization and rule of law". Market economy is essentially an economy in which the market determines the allocation of resources. Practice has proved that the allocation of resources by the market is the most efficient way of resource allocation. To improve the level of market-oriented allocation of financial resources, on the one hand, we must vigorously develop the capital market, optimize the financing structure, and give full play to the hub function of the capital market. The development degree of capital market represents the development degree of financial marketization in a certain sense, and it is the most dynamic platform in the financial system. Developing capital market plays a key role in building a modern economic system. On the other hand, we should steadily promote the reform of interest rate marketization, so that interest rates can give full play to the role of guiding resource allocation. Steadily promoting interest rate marketization is one of the core contents of improving macro-control and deepening financial reform in China, and the interest rate marketization reform can play a vital role in the efficient allocation of funds.

　　The third is internationalization. Adhere to both "bringing in" and "going out", steadily expand the institutional opening of the financial sector, enhance the facilitation of cross-border investment and financing, attract more foreign-funded financial institutions and long-term capital to develop their businesses in China, and serve the construction of the "Belt and Road". To this end, it is necessary to further optimize the business environment, continue to significantly reduce the restrictions on foreign investment access, create a new platform for international cooperation, provide global investors with a stable investment place under the rule of law, and strive to become the first choice for foreign enterprises to invest. Adhere to the overall planning of financial opening and security, and strive to promote high-level financial opening. High-level financial openness requires steady and prudent internationalization of RMB, which will help enterprises to guard against the risk of liquidity shortage, realize the stability of global foreign exchange reserves, and make RMB an "anchor currency", which is the need of rebalancing global economic development.

　　The fourth is technology. The financial industry is an information-intensive industry, and information is very important to the financial industry. According to the theory of financial intermediary, financial intermediary has the function of information production, which can provide information to the market and alleviate the information asymmetry between the two parties. Due to the advantages of network in information production and transmission, financial technology not only speeds up information transmission, but also improves the ability of information collection and reduces the cost of information processing, thus improving the information production ability of financial intermediaries. At present, the network has become a platform for human beings to create and share information, and the traditional information dissemination mode is undergoing essential changes under the promotion of network information technology. Financial technology promotes the integration of electronic information technology and traditional finance, innovates the financial format, increases the convenience of financial services, and improves the quality of financial services to the real economy in many fields.

　　The fifth is inclusiveness. The purpose of inclusive finance is to enable everyone to get financial services at the right price in a timely and dignified manner when they need them. Inclusive finance is consistent with the development concept of "sharing". The economic value of inclusive finance lies in helping to adjust the imbalance between supply and demand of finance, especially the imbalance between supply and demand of financial structure, so that finance can better serve the real economy. The social value of inclusive finance lies in helping low-income people and small and micro enterprises to obtain financial services, so that everyone can have the right to enjoy financial services fairly. In essence, inclusive finance helps low-income groups and small and micro enterprises get the right to get rich through fair development, which can promote inclusive economic growth and harmonious social development.

　　The sixth is security. The Central Financial Work Conference called for "strengthening financial supervision in an all-round way and effectively preventing and resolving financial risks". Preventing financial risks and maintaining financial security are the eternal themes of financial work. Financial markets and financial institutions must be supervised according to law in order to better guard against financial risks and safeguard the interests of investors. Financial institutions are different from ordinary enterprises, and once something goes wrong, it may lead to systemic risks. The financial industry has strong publicity, externality and sociality, and financial risks are highly contagious and hidden, which requires that financial supervision must be strict, "measuring to the end with a ruler".

　　3. Promote the construction of a strong financial country with structural reform on the financial supply side.

　　Over the past 40 years, China’s financial system has been continuously improved in the reform. To build a strong financial country, we must continue to rely on reform, especially deepen the structural reform of the financial supply side, improve the financial market, financial institutions and financial product systems by optimizing the financial structure, clarify the market-oriented objectives and strengthen the responsibility of supervision, and keep the bottom line that systematic financial risks do not occur.

　　Give full play to the function of the capital market hub. For a long time, China mainly relied on the indirect financing system dominated by banks, which led to a high leverage ratio of enterprises and increased financial risks to some extent. Therefore, it is necessary to further improve the financial market structure, enlarge and strengthen the capital market, build a standardized, transparent, open, dynamic and resilient capital market, and increase the proportion of direct financing. At the critical stage of China’s economy from high-speed growth to high-quality development, the capital market will play a central role in adjusting the industrial structure and building an innovative economic system. Since the reform and opening up, China’s capital market construction has made great progress, but it still faces the problems of low efficiency and imperfect mechanism. To further improve the capital market in the new period, on the one hand, let the capital market play a decisive role in resource allocation. We will promote the deepening of the stock issuance registration system, develop diversified equity financing, vigorously improve the quality of listed companies, and cultivate first-class investment banks and institutions. On the other hand, better play the role of the government. The regulatory authorities maintain the fairness and transparency of the market, resolutely crack down on illegal activities such as market manipulation, insider trading and false information disclosure, and pay more attention to protecting the interests of investors.

　　Steadily and prudently promote the internationalization of RMB. As long as China’s economy can maintain a high-quality growth momentum, RMB internationalization will be realized stably. In this process, it is necessary to cultivate high-quality development and high-level open microeconomic entities, with the focus on improving the competitiveness of enterprises and products. In addition, we will unswervingly deepen reform and opening up in the financial sector. In the future, the interest rate and exchange rate of RMB should be determined by the market, and the opening of capital account and financial market should be promoted step by step under the principle of efficiency, stability and effectiveness, so that offshore RMB can have a better investment place. Improve the infrastructure construction of RMB internationalization, and strive to realize the services of RMB cross-border payment system (CIPS) wherever there is RMB.

　　Build a modern central banking system and always maintain the stability of monetary policy. The independence of the central bank is an important part of the modern central banking system. We should strive to create a good monetary and financial environment, always maintain the stability of monetary policy, pay more attention to cross-cycle and countercyclical adjustment, and enrich the monetary policy toolbox. At present, the main goal of unblocking the transmission mechanism of monetary policy is to establish the transmission mechanism of price-based monetary policy by deepening the interest rate marketization reform, taking the loan market quotation rate (LPR) indirectly regulated by the central bank as the operational goal of monetary policy, taking the deposit and loan interest rate of financial institutions determined by market supply and demand as the intermediate goal of monetary policy, and keeping the currency stable and promoting economic growth as the ultimate goal of monetary policy.

　　Adhere to the implementation of inclusive finance. An important part of promoting the structural reform of the financial supply side is to build a multi-level, wide-coverage and differentiated banking system. In this system, commercial banks, policy banks, city commercial banks, rural financial institutions, private banks and village banks have their own positions, perform their duties and complement each other. State-owned commercial banks should define their position, take the establishment of modern enterprise system as the guide, and keep a close eye on the core goal of "becoming stronger, better and bigger". Policy banks should clearly define their functions, clarify their business boundaries, and take national interests and national strategic needs as their business values. Their main role is to make up for market failures in some areas and do things that commercial banks are unwilling to do, cannot do and cannot do well. Rural commercial banks can better serve small and medium-sized enterprises by relying on the long-term accumulated local credit and its flexible interest rate policy. They should identify their own differentiated positioning, establish business priorities, pay attention to meeting the differentiated, personalized and customized business needs of "agriculture, rural areas and farmers" and small and medium-sized enterprises, and "do small things" to reduce the loan concentration and the loan scale per household.

　　Comprehensively strengthen financial supervision and effectively prevent and resolve financial risks. Comprehensively strengthen institutional supervision, behavioral supervision, functional supervision, penetrating supervision and continuous supervision, eliminate regulatory gaps and blind spots, and better safeguard financial security. First, improve the modern financial enterprise system with China characteristics, improve the management of state-owned financial capital, broaden the channels for bank capital replenishment, and do a good job in risk isolation between industry and finance. Early identification, early warning, early exposure and early disposal of risks, sound early correction mechanism of financial risks with hard constraints, and timely disposal of risks of small and medium-sized financial institutions. The second is to establish a long-term mechanism to prevent and resolve local debt risks, establish a government debt management mechanism that is compatible with high-quality development, and optimize the debt structure of central and local governments. The third is to prevent financial risks caused by the real estate market. Promote a virtuous circle between finance and real estate, improve the main supervision system and fund supervision of real estate enterprises, improve macro-prudential management of real estate finance, and meet the reasonable financing needs of real estate enterprises with different ownership equally. The fourth is to strengthen the supervision of financial technology. The rapid development of financial technology has enhanced the concealment of financial risks, added many new financial risk points, and put forward higher requirements for the ability of financial supervision. Therefore, financial supervision departments need to innovate financial supervision means and balance the relationship between financial innovation and financial security, so as to encourage financial innovation that will help improve the efficiency of financial services and control financial risks within a safe range.

　　Guangming Daily (November 10, 2023, 06 edition)

Let’s see which ＂beauty politician＂ is the most beautiful. Foreign Ministry spokeswoman Jiang Yu is on the list.

Luciana Leon

Mercedes arauz

Fujikawa Yuri

Tymoshenko

Hilary

Jiang Yu

　　British media reported on the 25th that 20 Minutos, Spain’s largest newspaper, voted online on its website and selected "the most beautiful female politician in the world". Luciana Leon, a young female parliamentarian from Peru, was ranked first for the time being. Other beautiful politicians on the list include US Secretary of State Hillary Clinton and Republican vice presidential candidate Palin, and China Foreign Ministry spokeswoman Jiang Yu is also on the list, ranking 37th.

　　Peruvian beauty is known as "the eighth wonder"

　　According to the report, 54 female politicians shortlisted for this vote came from 30 countries including Israel, Italy, Afghanistan, Ukraine and Finland.

　　At present, the voting results show that Luciana Leon, a Peruvian congresswoman who is a lawyer, won about 24,000 votes and was temporarily elected as the "most beautiful female politician" in the world. The blond Leon is 30 years old and is now the youngest member of Congress in Peru. One voter described her as having an "angel face", and even worse, praised her beauty as "the eighth wonder of the world".

　　In the second place, a female member of parliament from Peru, 47-year-old Mercedes Arauz, won about 15,000 votes. She is Peru’s Minister of Foreign Trade and Tourism.

　　Two Chinese are on the list.

　　On the Chinese side, there are two Penny Wong the list, namely, China Foreign Ministry spokeswoman Jiang Yu, ranked 37th, and Australian Minister of Climate Change and Water Resources Huang Yingxian, ranked 48th. Voters gave Jiang Yu an evaluation that she was beautiful and generous, and her manners were quite decent.

　　Jiang Yu, 44, was born and raised in Beijing. She graduated from the Foreign Affairs College, the cradle of China diplomats, in 1986. She was proficient in English and worked in the Permanent Mission of the Ministry of Foreign Affairs of China to the United Nations. Since 2003, she has been a spokesperson for the Office of the Commissioner in. At the end of 2005, she was transferred back to the Information Department of the Ministry of Foreign Affairs in Beijing as a political counselor. In 2006, she became the deputy director and spokesperson of the Information Department of the Ministry of Foreign Affairs.

　　Hillary Clinton was shortlisted for the "oldest"

　　Palin, a 44-year-old US vice presidential candidate, ranked 24th with 3,173 votes. The 61-year-old US Secretary of State Hillary Clinton ranked 34th. She is the oldest female politician on the list. In addition, Tymoshenko, the Ukrainian Prime Minister whose beauty has long been recognized by the outside world and known as the "natural gas princess", ranked eighth. Royal, a French socialist who lost to Sarkozy in the presidential election, ranked 36th.

　　The female parliamentarians on the German list are only 22 years old.

　　The youngest female politician on the list is Julia Bunker, a 22-year-old female member of parliament from Germany. She was elected as a member of parliament at the age of 18 and is the youngest state member in Germany’s history. She holds high the banner of anti-Nazi, and is a high-profile political star in Germany recently. She ranks 22nd on the list.

　　Fujikawa Yuri, known as the most beautiful Japanese parliamentarian, also made the list, ranking fifth. Fujikawa Yuri has a star-like face. Earlier, in order to promote the tourism industry in her hometown, she tried her best and even boldly launched a photo album to boost the local economy.

　　None of the British female politicians was selected.

　　Surprisingly, there are many young and beautiful female parliamentarians in Britain, and no one is selected for this list. This inevitably makes British journalists somewhat frustrated. In this regard, the British "Daily Mail" said: "British female politicians may not attract the attention of people in other countries in the world in terms of appearance, but they are also very eye-catching."

　　A reporter from 20 Minutes said: "I don’t think British female politicians are famous for their beauty, but if you browse female politicians around the world, some of them are really attractive."

　　According to him, hundreds of readers sent emails to the voting website to discuss their views, but none of them volunteered to add British female politicians to the voting list of the "Global Beauty Politicians List".

　　Spain has five female politicians on the list, which is the country with the largest number of finalists, followed by the United States and Mexico with four people on the list.

　　China Daily Yang Zong

Editor: Li Erqing

At 10： 00 on July 28, the Central Meteorological Observatory continued to issue an orange rainstorm warning.

　　Cctv newsThe Central Meteorological Observatory continued to issue an orange rainstorm warning at 10: 00 on July 28th.

　　It is estimated that there will be heavy rains in parts of Fujian, eastern Jiangxi, eastern and southern Zhejiang, central and southern Anhui, southern Hebei, most of Shandong, central and northern Henan, eastern Gansu, central Shaanxi, northern Hubei, western and southern Yunnan, among which there will be heavy rains in parts of southern Anhui, northwestern Jiangxi, central and southern Zhejiang and most of Fujian, and in southeastern Fujian. Some of the above areas are accompanied by short-term heavy rainfall (the maximum hourly rainfall is 30 ~ 60 mm, and the local area can exceed 80 mm), and there are strong convective weather such as thunderstorms and strong winds.

　　Defense guide:

　　1, the government and relevant departments in accordance with their duties to do a good job in emergency work against heavy rain;

　　2. Cut off the dangerous outdoor power supply and suspend outdoor work;

　　3. Units in danger zones shall suspend classes or business, and take special measures to protect the safety of students, children and other working personnel who have arrived at school;

　　4, do a good job in urban and farmland drainage, pay attention to prevent possible disasters such as flash floods, landslides and mudslides.

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At 10： 00 on July 28, the Central Meteorological Observatory continued to issue an orange rainstorm warning.