UnionPay business digital empowers people’s livelihood services and promotes the construction of digital China.

At present, new technologies such as the Internet, big data, cloud computing, artificial intelligence and blockchain have undergone profound evolution, and the digital, intelligent and green transformation of industries has been accelerating. The digital livelihood industries such as government affairs, medical care and old-age care have played an increasingly prominent role in improving people’s livelihood and improving the quality of life. As a leading enterprise in the field of comprehensive payment and information services in China, UnionPay Business, centering on the mission of "serving the society and facilitating the public", exerts its technical and experience advantages accumulated for more than 20 years, and continuously applies various digital innovation technologies to all aspects of people’s livelihood such as pension, medical care, transportation, campus and government affairs, so as to "increase the temperature" for people’s livelihood and "speed up" for people’s affairs, and promote industrial digitalization in coordination, urban digitalization construction and digital China.

Smart old-age care allows the elderly to enjoy digital life "intelligently"

Recently, the Ministry of Civil Affairs, the National Development and Reform Commission, the Ministry of Finance and other 11 departments jointly issued the "Action Plan for Actively Developing Elderly Food Aid Services", requiring all localities to develop elderly food aid services according to actual conditions and local conditions. In the field of smart pension, UnionPay business has accumulated rich service experience for many years, and the self-developed "Ruyi Pension" solution has landed in more than 10 cities across the country, helping local civil affairs bureaus to create a new model of pension catering service, providing scientific and technological "grasping hands" for fund supervision, and helping to promote the digital development of elderly catering service.

Solve the problem of dining for the elderly. In Shanghai, Nanchang, Jiangxi and other places, UnionPay’s business "Ruyi Pension" solution not only enables local elderly people to eat in the catering canteen through various payment methods such as cash, credit card, face brushing and code scanning, but also automatically enjoys the corresponding catering subsidy. It also allows elderly people with mobility difficulties to make reservations online and feel efficient, convenient, reliable and warm-hearted services in the community without leaving home. For the Civil Affairs Bureau and the operation and management of community canteens, the platform can also realize unified data statistics and management, and assist the Civil Affairs Bureau to realize the earmarking and full-process supervision of the pension subsidy funds.

Strengthen the supervision of prepaid funds in pension institutions. In view of the difficult supervision problem of the old people staying in the pension institutions, UnionPay Business has built a "pension fund supervision platform" for the civil affairs bureaus in Heze, Yantai, Liaocheng, Binzhou and Zaozhuang, Shandong Province, providing the civil affairs bureaus and pension institutions with pension fund supervision, pension prepayment fee management and other related functions, helping the local government to accelerate the digital construction of pension services. At the same time, it also provides online and offline payment, supplementary recording, remittance and other diversified payment channels for the elderly in the old-age care institutions through small programs, WeChat official account and other mobile carriers, as well as OCR identification, location positioning, route navigation and other technical services, so that the elderly can live safely and safely, and fully protect the legitimate rights and interests and property safety of the elderly service objects.

Smart medical care allows people to have a "doctor" to rely on.

Pay close attention to people’s demand for medical services. In combination with the actual situation of medical care, medical insurance and medical treatment process informatization development in various provinces and cities, UnionPay Business explores innovative solutions for medical services according to local conditions, and applies them to the informatization construction of medical scenes in Henan, Jiangsu, Guangdong, Shandong, Hubei, Hunan, Zhejiang, Guizhou, Shanxi and other parts of the country, injecting strong impetus into the digital transformation and upgrading of the medical service system.

Promote the mobile payment of medical insurance. In order to further meet the people’s demand for convenient medical services and improve the service level of "internet plus" medical insurance, local medical security departments are actively promoting the mobile payment of medical insurance. In Henan Province, UnionPay business cut into the "last mile" of medical service with "small program+mobile payment for medical insurance", and "moved" the payment and reimbursement window into the mobile phone through the comprehensive solution of smart medical care. The patient made an appointment to register through the official itinerary of the hospital, and after the doctor made a prescription, he only needed to check the payment items on the mobile phone and click "payment for medical insurance account" to complete the mixed payment of medical insurance and cash, which brought better quality, convenience and convenience to the local people.

Improve the level of fund settlement. In Jiangsu Province, in order to meet the requirements of Xuzhou Medical Insurance Bureau to realize the accounting, unified payment and unified reconciliation of local medical insurance units and cooperative banks, UnionPay Business launched the fund settlement service platform project for Xuzhou Medical Insurance Bureau, which not only solved the multiple demands of Xuzhou Medical Insurance Bureau, such as water blending, fund transfer, transfer message, refund and unified reconciliation, but also effectively opened up the integrated fund settlement process of Medical Insurance Bureau, banks and medical insurance designated units, and improved the transfer payment between Medical Insurance Bureau and various medical insurance units.

Improve the medical service experience. In Shantou City, Guangdong Province, UnionPay Business cooperated with Shantou Central Hospital to develop a smart medical project, and created a comprehensive solution for the hospital, including self-service integrated service terminal, attendant management system, financial management system, inter-clinic payment, WeChat WeChat official account medical insurance payment, bank-enterprise interconnection information management and other multi-service capabilities, which solved the pain points such as long waiting time for hospital registration, lack of medical guidance services, complicated financial reconciliation, etc., and improved the patient’s medical service experience, but also reduced the work pressure of medical staff and improved.

Smart traffic makes traffic smooth.

Deeply cultivate the construction of "smart transportation" ecosystem. After covering major travel scenes such as buses, subways, taxis, long-distance passenger transport, highways, gas stations and parking lots, UnionPay business smart transportation solutions continue to make breakthroughs in the field of charging new energy vehicles and trucks’ ETC, providing convenient, efficient and comfortable travel experiences for the majority of new energy owners and truck drivers, and greatly improving the operational efficiency of smart transportation.

Alleviate the "mileage anxiety" of new energy owners. In the context of the global spurt growth of new energy vehicles, in view of the rapid charging needs of the majority of new energy vehicle owners, UnionPay Commerce fully integrates the advantages of its own products, technologies and cooperative resources, and independently develops and builds a service platform for owners of banks, which is connected to the resources of domestic head charging pile operators, and integrates the car owners’ service functions such as charging, refueling, car washing, driving and beauty maintenance, which not only solves the charging needs of car owners, but also provides customer drainage and marketing for more charging pile operators.

Solve the problem of freight toll advance. In Xinjiang, problems such as high truck tolls, long reimbursement time for drivers and complicated reconciliation have been puzzling truck drivers and highway toll stations. In this regard, UnionPay Business has created a corporate payment solution for the freight ETC scenario in Xinjiang. By creating a complete "account ecosystem" for customers, it has solved the difficulties in fund reconciliation and management of many business entities such as road administration, trading, freight enterprises and ETC business operators under the highway traffic scenario in one stop. Local freight enterprises only need to open the UnionPay business "National Payment" unit payment account and pre-store the funds, and then they can realize the direct transaction between the enterprise and the expressway toll station through the accounting service functions such as signing, opening an account, withholding, withdrawing cash, and fee inquiry, eliminating the previous capital turnover process among drivers, logistics enterprises and toll stations.

Smart campus escorts the students.

In order to help campuses at all levels solve urgent problems such as tuition payment, safe dining and safe travel, UnionPay Business has customized smart campus comprehensive service solutions for thousands of schools in more than 30 provinces and cities across China, such as Jiangsu, Dalian, Shandong, Guangdong, Shanxi, Jiangxi, Inner Mongolia, Guangxi, Chongqing and Anhui, and has penetrated into various scenes of campus life, providing convenient and efficient series of digital services to guarantee the study and life of teachers and students, and empowering the digital transformation of educational institutions at all levels.

Help campus intelligent management. In Chongqing No.8 Middle School, UnionPay Business customized a comprehensive solution including campus software system and supporting self-service terminal equipment, which realized the full coverage of campus card online and offline recharge consumption, code scanning payment and face-brushing payment, and will continue to connect with school educational management system, electronic student ID card, water control, electric control, energy saving and other scenes, providing intelligent services including channel authorization, access control attendance and so on to help the campus realize intelligent management.

Tighten the school bus "safety valve". In order to alleviate parents’ concerns about school bus safety, in Huai ‘an City, Anhui Province, UnionPay Business established a K12 scene school bus travel management system with face recognition as the core. Students can brush their faces to get on and off the school bus, further improving the efficiency of taking the school bus and reducing the queue trouble. At the same time, the system can also inform parents of the time of getting on and off the school bus, the trajectory of taking the bus, the arrival prompt of the vehicle and other related information in real time, thus realizing the real-time management function of schools and school bus companies on the school bus, and making parents and schools feel more at ease about their children’s safe travel.

Smart government affairs make digital supervision more temperature.

Based on its own technical advantages and profound precipitation in the field of comprehensive payment and information services, UnionPay Business has widely applied various emerging technologies to government services such as official reception, retired military personnel management, real estate transactions, etc. throughout the country, and helped all localities to improve the level of government services with scientific and information-based solutions, enabling all-round digital upgrading of government affairs.

Realize official reception and make an appointment to eat. In recent years, party and government organs at all levels have been continuously exploring the standardization of official reception and advocating reducing food and beverage waste. Through its lightweight SaaS product "Little U Ordering", UnionPay Business has customized and developed the small program of "Official Meal Sharing and One Code Pass" for the party and government organs in Sheyang County, Jiangsu Province, and opened the canteens of institutions at all levels in Sheyang County and township to realize one-code reservation and one-code verification within the county, which not only greatly simplifies the official reception process in the county, but also effectively prevents the waste of public funds, and promotes the official reception management in Sheyang County to move towards transparency and efficiency with information services.

Improve the service guarantee level of retired military personnel. In Shanxi Province, UnionPay business is based on the company’s self-developed rights platform products, and cooperates with Yangquan Veterans Affairs Bureau to integrate internal and external resources including merchants, banks, marketing, scenes, etc., which not only facilitates veterans’ online inquiry and handling related matters, but also provides veterans with all-round benefits such as "clothing, food, housing, transportation and entertainment" to enhance their sense of acquisition and happiness in life.

The solution of "transfer with mortgage" for landed real estate. In view of the problems existing in the traditional real estate transaction mode, such as multiple bulls running in many places, difficult fund-raising and complicated transfer procedures, UnionPay helped Dezhou Natural Resources Bureau to carry out the service of "transfer with mortgage" for the convenience and benefit of enterprises, and developed and built a "comprehensive service platform for transfer with mortgage" for it, which was interconnected and embedded with real estate registration system, provident fund system, notary office system and bank loan business management system. Really practicing the concept of "let data run more and let people run less errands" has greatly simplified the process of real estate transaction business, making it easier for local citizens to handle second-hand housing transactions.

In addition, based on years of experience in serving tens of millions of merchants and information technology advantages, UnionPay Business actively promoted the construction of foreign card acceptance environment during the 19th Asian Games and the 6th China International Import Expo, providing safe, convenient and efficient digital payment services for domestic and overseas personnel. Building a digital China has a long way to go. Unionpay, which is constantly honing its "real kung fu", is constantly applying its series of smart service solutions to a wide range of people’s livelihood services by using innovative technologies such as the Internet, big data, cloud computing, artificial intelligence and blockchain, and comprehensively helping people’s livelihood services to be refined, digital and intelligent through information technology, and helping the construction of digital cities and digital China with practical actions.